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Vermont Health Insurance


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How healthy is living in Vermont?

Vermont retained its status at the very top of the 2008 ranking of the healthiest states by the United Health Foundation.

The top-rated state's best and worst category rankings:

  • Geographic disparity – 1st
  • Violent crime – 2nd
  • Public health funding – 3rd
  • Premature death – 4th
  • High school graduation – 4th (86.5 percent of ninth graders eventually graduate)
  • Children (under 18) in poverty – 4th
  • Number of primary care physicians – 5th
  • Prevalence of obesity – 6th
  • Infectious disease – 7th
  • Preventable hospitalizations – 7th
  • Poor physical health days – 9th
  • Cardiovascular deaths – 10th
  • Lack of health insurance – 10th
  • Air pollution – 10th
  • Immunization coverage – 29th
  • Prevalence of binge drinking – 38th

See the United Health Foundation's latest findings on Vermont.


Does Vermont have a risk pool for the uninsurable?

Vermont does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health. Thus New Yorkers are lucky to have access to health insurance that is much better than a risk pool (which almost always charges a higher-than-the-going-rate because it is made up of uninsurable people).

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state-to-state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the poolto keep it in the black. In the best cases they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Find more on risk pools here.


Cover The Uninsured's guide on finding health insurance in Vermont

Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.


USNews health insurance rankings for Vermont

USNews logo US News does an annual ranking of what it considers the best health insurance plans in each state. Visit its reports on various health insurance or medical insurance plans being offered in Vermont.


Official State Goverment Sites with Vermont Health Insurance Information

Vermont State Seal.;

Consumer publications from Vermont's Department of Banking, Insurance, Securities and Health Care Administration -- includes guides on buying different types of health coverage in Vermont, HSAs, discount plans and much more.

Department for Children & Families, children, pregnant women -- information for uninsured children, pregnant women and adults.

Department for Children & Families, Medicaid program a government health insurance program for eligible people age 65 years and older, people who are blind or disabled, children and young people under 21, pregnant women, and parents of children under 18.

Advocacy

Vermont Health Care for All -- provides information, news and analysis for understanding the critical problems confronting health care in Vermont.

Senate spotlight: Bernie Sanders (I-VT)

Sen. Bernie Sanders

Radio talk show host Thom Hartmann calls Sanders "America's Senator" since he is neither a Republican nor a Democrat. He is a progressive voice for health reform.

Health Insurance results for Vermont

Health Insurance News

UPDATE: Reid Files Cloture, First Floor Vote On Senate Health Care Bill Saturday, 8 PM

TPMDC – The Senate will be in session this Saturday evening, ahead of a scheduled 8 pm cloture vote on the motion to proceed to debate historic health care legislation, TPMDC has learned. Assuming Majority Leader Harry Reid has the 60 votes he needs to leap that hurdle, Democrats will likely have to eat up [...]

A (Small) Win for Wyden and Choice

The Treatment (The New Republic) – Ron Wyden will have his day and, in somewhat scaled-down fashion, he’ll have his way. Majority Leader Harry Reid, Finance Chairman Max Baucus, and Wyden just announced that they will be amending health care legislation to include a compromise version of Wyden’s free choice amendment.

Crucial senator says he will vote to move Senate health bill forward

The Raw Story – The Senate health reform bill moved one step closer to becoming law Friday when Sen. Ben Nelson (D-NE) announced he would vote yes in a crucial test vote of the bill scheduled for Saturday.

More health insurance news

Vermont Health Insurance Companies

Health insurance companies in Vermont.
Get health plan pricing for these companies.

BlueCross BlueShield of Vermont

Call Congress: Support Insurance Reform

Contact your federal officials. All Americans need your help to demand Congress to make health insurance that is:

  • available to all regardless of pre-existing conditions
  • able to follow you from job-to-job
  • has a public option, to make it affordable.
Senator Patrick Leahy
PHONE: 202-224-4242 (DC office)
FAX: not available (DC office)
Local offices (scroll down)
Contact by E-mail
Senator Bernard Sanders
PHONE: 202-224-5141 (DC office)
FAX: 202-228-0776 (DC office)
Local offices
Contact by E-mail

House Members
(follow link, then look for "Contact")

For state-level reform, contact:

Vermont Governor Jim Douglas
109 State Street
Montpelier, VT 05609-0101
PHONE: 802-828-3333 (toll-free VT only: 1-800-649-6825)
PHONE: 802-828-3339
Contact by e-mail


Contact your Vermont state legislators

Read more on Health Care Reform!


Health Insurance 101: learning center

Individual health insurance, a quick overview for those who must purchases their own insurance coverage

Health Insurance Companies, tips for evaluating and choosing a good provider

Private health insurance, background on the "American way" of paying for health care

Self-employed health insurance -- navigating the tricky waters of individual health care policies

Additional health care resources

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

Vermont Licensee Search
State of Vermont Medical Board DocFinder

Other Vermont Public Resources
Vermont Medical Society