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Vermont Health Insurance

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Vermont guide to Health InsuranceHow healthy is living
in Vermont?

Vermont is #1: it's the nation's healthiest state according to the 2012 America's Health Rankings® by the United Health Foundation.

The good news:

  • Vermont has a low uninsured rate and a high level of public health funding.
  • Nearly nine in ten students completes high school in four years.

The bad news:

  • Vermont ranks below the mid-point for binge drinking (27th) and cancer deaths (28th).
  • The infant mortality rate jumped by 12 percent from 2011 to 2012, rising from 4.8 to 5.4 deaths per 1,000 live births.

Vermont's best and worst category rankings:

  • Infectious Disease – 1st
  • Geographic Disparity – 1st
  • High School Graduation Rate – 2nd
  • Low Birth Weight – 2nd
  • Premature Death – 2nd
  • Cancer Deaths – 28th

more details

  • health insurance plans comparedSee the United Health Foundation's latest findings on Vermont.
  • Trust for America's Health ia another source for key Vermont health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Vermont here.

get local health results

State snapshot too large? Get county-by-county health rankings for Vermont, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does Vermont have a health insurance high risk pool?

Vermont does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health. Thus New Yorkers are lucky to have access to health insurance that is much better than a risk pool (which almost always charges a higher-than-the-going-rate because it is made up of uninsurable people).

health-insurance risk poolsIMPORTANT UPDATE: Starting in 2010, Vermont started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about Vermont's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.


Non-profit sources of health insurance information for Vermont

  • fhce logoThe Foundation for Health Coverage Education's mission is to provide simplified public and private health insurance eligibility information in order to help more people access coverage. Here is its guide on how to find health insurance in Vermont.
  • The Robert Wood Johnson Foundation is tracking the progress of health insurance reform in each state. Its page for Vermont can be found here.
  • The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers. Search for Vermont health insurance plan report cards.

Vermont state government health insurance resources

Vermont State Seal.;

Vermont’s health care reform —  The place to go to find out how America’s most progressive state is implementing health care reform, both the Affordable Care Act and its own single-payer health care initiative.

Department for Children & Families, health insurance programs —  The State of Vermont offers free and low-cost health care programs under the umbrella of Green Mountain Care.

Filing a complaint —  The Vermont Department of Banking, Insurance, Securities and Health Care Administration’s Consumer Services section — help for consumers who would like to file  a complaint about an insurance company.



Vermont reform, single-payer health care information

Vermont for Single Payer —  Vermont for Single Payer is the primary campaign of Vermont Health Care For All (VTHCA) and is overseen by the Board of that organization. VTHCA, a Vermont non-profit corporation (501(c) 3), was established in 2003 with the purpose of educating the public about the advantages of a universal publicly financed health care system for Vermont. [...]

State-specfic information on the Physicans National Health Program in Vermont.

The Affordable Care Act: Immediate Benefits for Vermont -- How the Affordable Health Care act will improve the lives of people living in Vermont.

Why health care reform is important to Vermont -- This 2009 document by the AARP provides a compelling case f for health reform in Vermont.

The Benefits of Health Reform In Vermont -- The Democratic Policy Committee of the United States Senate looks at benefits of health reform for the citizens of Vermont.



Other helpful Vermont health and medical care links

Vermont mental health resource guide, offered by the Substance Abuse and Mental Health Services Administration of the U.S. Government.

The National Coalition on Health Care's information for Vermont -- America's oldest, most diverse, and broadest based group working to achieve comprehensive health system reform.



How did Vermont officials vote on health reform?


H.R.2: Repealing the Health Care Bill

#14
Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting
House vote
HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]

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Health insurance exchange

Vermont state health insurance exchange Vermont's exchange

Find out what your state's health insurance exchange will look like.

Vermont health insurance premium rebates

state-by-state breakdown of health insurance premium rebates $2.35 million to 4,636 families

Insurance companies were forced to return an average of $807 per family in 2012.

State Health Insurance Guides

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VT health insurance news

Vermont announces proposed premiums for health insurance exchange policies

04/01/2013 4:04 PM
vtdigger.org — The proposed average premiums for health insurance policies to be sold on Vermont Health Connect range from $375 to $609 per person. The rates are subject to review by the Green Mountain Care Board and the Vermont Department of Financial Regulation.

Vermont committee deadlocks on health insurance exchange bill

02/25/2013 7:02 PM
Burlington Free Press — A House committee neither killed nor advanced a bill that dealt with financing the state’s health insurance marketplace. Legislative leaders remain confident that exchange legislation will pass this session.

Vermont seeks federal grant for health insurance exchange

10/18/2012 2:10 PM
vtdigger.org — The Department of Vermont Health Access will apply for a federal grant to support the Vermont Health Benefit Exchange. Funds would be used to develop in-person assistance programs to help people use the exchange.

Read more Vermont health insurance news

VT health insurance companies

Health insurance companies in Vermont.
Get health insurance quotes for these companies.

BlueCross BlueShield of Vermont

Doctor directory for Vermont

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

Vermont Licensee Search
State of Vermont Physician Profiles Search

Other Vermont Public Resources
Vermont Medical Society

Health insurance for individuals VT

Resources for those individuals seeking health care insurance in Vermont. If you are looking for Vermont Medicare, visit our site for health insurance over 65.

How your member of Congress voted

how the Vermont congressional delegation voted on insurance reform healthreformvotes.org

Your members of the Vermont Congressional delegation voted on health care reform.