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Vermont Health Insurance


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How healthy is living in Vermont?

Vermont retained its status at the very top of the 2008 ranking of the healthiest states by the United Health Foundation.

The top-rated state's best and worst category rankings:

  • Geographic disparity – 1st
  • Violent crime – 2nd
  • Public health funding – 3rd
  • Premature death – 4th
  • High school graduation – 4th (86.5 percent of ninth graders eventually graduate)
  • Children (under 18) in poverty – 4th
  • Number of primary care physicians – 5th
  • Prevalence of obesity – 6th
  • Infectious disease – 7th
  • Preventable hospitalizations – 7th
  • Poor physical health days – 9th
  • Cardiovascular deaths – 10th
  • Lack of health insurance – 10th
  • Air pollution – 10th
  • Immunization coverage – 29th
  • Prevalence of binge drinking – 38th

See the United Health Foundation's latest findings on Vermont.


Does Vermont have a risk pool for the uninsurable?

Vermont does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health. Thus New Yorkers are lucky to have access to health insurance that is much better than a risk pool (which almost always charges a higher-than-the-going-rate because it is made up of uninsurable people).

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state-to-state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the poolto keep it in the black. In the best cases they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Find more on risk pools here.


Cover The Uninsured's guide on finding health insurance in Vermont

Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.


USNews health insurance rankings for Vermont

USNews logo US News does an annual ranking of what it considers the best health insurance plans in each state. Visit its reports on various health insurance or medical insurance plans being offered in Vermont.


Official State Goverment Sites with Vermont Health Insurance Information

Vermont State Seal.;

Consumer publications from Vermont's Department of Banking, Insurance, Securities and Health Care Administration -- includes guides on buying different types of health coverage in Vermont, HSAs, discount plans and much more.

Department for Children & Families, children, pregnant women -- information for uninsured children, pregnant women and adults.

Department for Children & Families, Medicaid program a government health insurance program for eligible people age 65 years and older, people who are blind or disabled, children and young people under 21, pregnant women, and parents of children under 18.

Advocacy

Vermont Health Care for All -- provides information, news and analysis for understanding the critical problems confronting health care in Vermont.

Senate spotlight: Bernie Sanders (I-VT)

Sen. Bernie Sanders

Radio talk show host Thom Hartmann calls Sanders "America's Senator" since he is neither a Republican nor a Democrat. He is a progressive voice for health reform.

Health Insurance results for Vermont

Health Insurance News

Democrats race to line up 218 votes

Politco – Democratic leaders trying to preserve a high-stakes Saturday vote on a House health reform bill battled a swift current of rank-and-file defections Friday as the White House swung into action to help corral the final votes.

House Dems say Sat. vote on health care may slip

Associated Press – House Democrats acknowledged they don’t yet have the votes to pass a sweeping overhaul of the nation’s health care system, and signaled they may push back the vote until Sunday or early next week.

Injury Upon Injury: Californians Losing Jobs Find State Health Safety Net Is Badly Frayed

Kaiser Health News – SANTA ANA, Calif. – Robin Willer slumps on the metal bench, her sweater drawn up over her swollen cheeks. “The cold hurts it,” she says, pointing gingerly to three broken teeth.

More health insurance news

Vermont Health Insurance Companies

Health insurance companies in Vermont.
Get health plan pricing for these companies.

BlueCross BlueShield of Vermont

Call Congress: Support Insurance Reform

Contact your federal officials. All Americans need your help to demand Congress to make health insurance that is:

  • available to all regardless of pre-existing conditions
  • able to follow you from job-to-job
  • has a public option, to make it affordable.
Senator Patrick Leahy
PHONE: 202-224-4242 (DC office)
FAX: not available (DC office)
Local offices (scroll down)
Contact by E-mail
Senator Bernard Sanders
PHONE: 202-224-5141 (DC office)
FAX: 202-228-0776 (DC office)
Local offices
Contact by E-mail

House Members
(follow link, then look for "Contact")

For state-level reform, contact:

Vermont Governor Jim Douglas
109 State Street
Montpelier, VT 05609-0101
PHONE: 802-828-3333 (toll-free VT only: 1-800-649-6825)
PHONE: 802-828-3339
Contact by e-mail


Contact your Vermont state legislators

Read more on Health Care Reform!


Health Insurance 101: learning center

Individual health insurance, a quick overview for those who must purchases their own insurance coverage

Health Insurance Companies, tips for evaluating and choosing a good provider

Private health insurance, background on the "American way" of paying for health care

Self-employed health insurance -- navigating the tricky waters of individual health care policies