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Involuntary loss of coverage is a qualifying event
Involuntary loss of coverage is a qualifying event that triggers a special enrollment period. If you lose your plan, you’ll have a chance to enroll in a new plan, either on or off the exchange in your state.

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Applying for ACA Coverage?
Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining affordable coverage.
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out of pocket costs

High out-of-pocket costs are a feature, not a bug photo

High out-of-pocket costs are a feature, not a bug

June 29, 2017 – The high cost sharing in the BCRA is not a bug, it's a feature. The Republican bill could aptly be called the Cost Sharing Inflation… Read more

When Silver is worth more than Gold or Platinum photo

When Silver is worth more than Gold or Platinum

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health… Read more

Santa, please deliver relief from high deductibles photo

Santa, please deliver relief from high deductibles

December 19, 2014 – What I'd like from Santa is for him to bring the American people some relief from the high deductibles that so many of us are having to… Read more

An end to unaffordable out-of-pocket costs photo

An end to unaffordable out-of-pocket costs

December 2, 2013 – Armed with incomplete evidence, ACA's critics are claiming health reform will push out-of-pocket costs for insurance higher in the… Read more

‘We’re all in this together.’ photo

‘We’re all in this together.’

October 5, 2013 – ... there is no way around the fact that our coverage is going to be significantly more expensive once our plan renews in 2014. And yet we… Read more

Predicting the future of insurance premiums photo

Predicting the future of insurance premiums

January 22, 2013 – Today, many Americans are asking, "Will my premiums go up in 2014?" There is no simple answer ... but the answer for many Americans is that… Read more