Frequently-asked questions by tag
Does the ACA require infertility treatment to be covered by health insurance?
April 10, 2024 – Treatment for infertility is not one of the ten essential benefits, and coverage for it is not mandated by the ACA. But some states require…
Who’s getting zero-premium health insurance plans?
January 8, 2024 – You don't have to be poor to get an ACA-compliant health plan with $0 premiums. See who's getting no-premium coverage and why – and…
Where do I find my 1095 tax form?
January 2, 2024 – There are three 1095 tax forms used to report health insurance coverage to the IRS. Form 8962 reports subsidy eligibility.…
Can I purchase a Platinum policy and also get a premium subsidy?
July 12, 2022 – You can buy a Platinum plan and also get a premium subsidy. The size of the subsidy is based on the cost of a Silver plan, but you can…
I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?
July 7, 2022 – Subsidies are only provided if the unsubsidized cost of the benchmark silver plan would be considered unaffordable without the subsidy. But…