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If I don’t enroll in a plan by the open enrollment deadline, what are my options?

December 14, 2017 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

Six confused people who are leery of short-term insurance

Should I be leery of short-term health insurance?

March 31, 2017 – Outside of the Obamacare annual open enrollment window, people without a qualifying event have very few options for purchasing new health… Read more

I will be retiring from my job in August and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

I will be retiring from my job in August and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

June 8, 2016 – Q. I will be retiring from my job in August and moving to a new state. Do I have to establish residency there before I can apply for ACA… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

June 5, 2016 – Q. My son is covered on my employer's policy through July 31, 2016, but because he's about to be 26, he'll have to find his own coverage.… Read more

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

May 6, 2016 – Q. We live in China right now but we don't have health insurance for the times we come back to the states. What kind of insurance can we… Read more

Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct?

Is it true that I have to earn a minimum of $30,000 per year in order to purchase ACA insurance?

November 7, 2015 – Q. Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct? A. No. There are no… Read more

Is the Obamacare individual mandate just based on the honor system?

Is the Obamacare individual mandate just based on the honor system?

November 3, 2015 – Q. Is the Obamacare individual mandate just based on the honor system? A: In some ways, yes – particularly for 2014. But although the… Read more