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Health Insurance Glossary

Definitions for common health insurance terms

Bronze plan

DEFINITION: See Obamacare metal plans.

Read more about Bronze plan

How do the ACA’s health insurance exchanges interact with critical illness plans? Source: https://www.healthinsurance.org/faqs/how-will-the-acas-health-insurance-exchanges-interact-with-critical-illness-plans

How do the ACA’s health insurance…

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more

Do 'Gold' exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more…

June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more

If I have insurance through my employer, can my spouse get coverage through the exchange?

If I have insurance through my…

April 21, 2016 – Q. I have insurance, with a small fee, through my employer. However, my husband is unemployed and to cover him on my insurance is almost… Read more

I earn just $22,000 a year. How can I afford the out-of-pocket costs of health insurance?

I earn just $22,000 a year. How can I…

April 10, 2016 – Q. I'll turn 26 soon, and will lose access to coverage under my parents' health plan. I understand that I am expected to buy insurance,… Read more

How does my access to…

April 3, 2016 – A. You're correct that your household income is under the cutoff for subsidy eligibility, which will be $113,760 for a family of five when… Read more