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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1994.
A cost-sharing subsidy – also known as a cost-sharing reduction (CSR) – is a provision of the Affordable Care Act that allows people with modest incomes (up to 250 percent of the federal poverty level), to enroll in Silver-level health plans that have more robust benefits than a normal Silver plan.
The federal government used to pay insurers directly for the cost of providing cost-sharing subsidies, but that ended in late 2017. Since then, insurers have added the cost of this benefit to the premiums they charge, but they mostly add it only to the cost of Silver plans. This results in larger premium subsidies (which most enrollees receive) and has made coverage more affordable for most people in most areas.
Read more about CSRs.
Obamacare's open enrollment was extended to January 15 in most states. Here's why you might want to enroll in a 2022 plan by December 15 anyway.
Legislation signed today provides substantial premium tax credits and cost-sharing reductions to Americans receiving unemployment benefits.
How the Affordable Care Act's subsidies are calculated, and who is eligible to receive them under the American Rescue Plan.
Open enrollment for 2022 ACA health coverage started nationwide on November 1. In most states, it will end on January 15, 2022.
Sweeping health reform legislation delivered a long list of provisions focused on health insurance affordability, consumer protections.