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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.



The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers… Read more

defined benefit plan

Defined benefit plan refers to the type of health insurance benefits that employers have traditionally offered their employees.

denial of claim

Denial of claim is the refusal of an insurance company or carrier to honor a request by an individual (or… Read more

dental discount plan

A dental discount plan is a type of inexpensive policy that provides discounts on dental services as long as the… Read more

dental insurance

Dental insurance is insurance that covers dental care. Dental insurance has long been separate from medical insurance, although employers often… Read more


A dependent is a person or persons relying on the policy holder for support. May include the spouse and/or unmarried… Read more