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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.


length of stay (LOS)

LOS refers to the length of stay. It is a term used by insurance companies, case managers and/or employers to… Read more

lifetime maximum benefit (or maximum lifetime benefit)

Lifetime maximum benefit – or maximum lifetime benefit –is the maximum amount a health plan will pay in benefits to an… Read more


Limitation refers to a limit on the amount of benefits paid out for a particular covered expense, as disclosed on… Read more

limited-benefit plan

Limited-benefit plans  are medical plans with much lower and more restricted benefits than major medical insurance, but with lower premiums. … Read more

long-term care policy

A long-term care insurance policy is an insurance policy that covers specified services for a specified period of time. Long-term… Read more