A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Obamacare articles by category

Will you owe a penalty under Obamacare? photo

Will you owe a penalty under Obamacare?

Federal penalties for being uninsured no longer apply since 2019, but some states have their own coverage mandates and penalties. Find more… Read more

Four ways to stay insured after college graduation photo

Four ways to stay insured after college graduation

Here's a quick primer on the most logical and obvious coverage options that will help ensure recent college graduates can avoid a health… Read more

Miss open enrollment? You’ve got options. photo

Miss open enrollment? You’ve got options.

Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment… Read more

Four ACA open enrollment mistakes to avoid photo

Four ACA open enrollment mistakes to avoid

Avoiding these four common open enrollment-period mistakes could save you some serious… Read more

Five signs you need a new health insurance plan photo

Five signs you need a new health insurance plan

If you have a marketplace plan already, it could pay to retain your existing coverage – but here are a few signs that you're better off… Read more

How to keep your health insurance when you move to another state photo

How to keep your health insurance when you move to another state

What happens to individual health insurance coverage when a policyholder moves to a new state? The answer depends on the carrier, and on… Read more

Student health insurance: required reading photo

Student health insurance: required reading

College students have more coverage options as a result of the ACA. But how do you decide which option is… Read more

How to avoid scams while shopping for health insurance photo

How to avoid scams while shopping for health insurance

Prominent agencies have issued warnings about health insurance scams – schemes that target consumers seeking health insurance coverage.… Read more

Qualifying life events that trigger ACA special enrollment photo

Qualifying life events that trigger ACA special enrollment

Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you… Read more

How to verify that your health plan is ACA-compliant photo

How to verify that your health plan is ACA-compliant

A growing number of marketers are pretending to sell 'Obamacare.' Ask these five questions to make sure you're paying for the real… Read more

Evaluating health insurance companies photo

Evaluating health insurance companies

Before you start seeking health insurance quotes, it's prudent to take a look at the health insurance companies and their potential service… Read more

How to buy health insurance during the COVID-19 crisis photo

How to buy health insurance during the COVID-19 crisis

For many Americans who've lost jobs due to the coronavirus pandemic, affordable health insurance is possible through special enrollment… Read more

Health insurance doesn’t have to break the bank photo

Health insurance doesn’t have to break the bank

The answer is that affordable health coverage is out there and is possible – if you don't overlook some obvious strategies that will… Read more