Maine health insurance


state health insurance exchange guides

status report:
Maine state health insurance exchange

What progress is being made in setting up its federally-mandated Maine state health insurance exchange?"

About state health insurance exchanges





How did Maine officials vote on health reform?


H.R.2: Repealing the Health Care Bill

#14
Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting

HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]



health insurance plans comparedhow healthy is living in Maine?

Maine is ranked as the 8th healthiest state to live in, according to the 2010 edition of America's Health Rankings® by the United Health Foundation, up one spot from its 9th place position in 2009.

The good news:

  • Maine has the lowest violent crime rate in the country, with only 120 offenses for every 100,000 individuals of the population.
  • The state has a low percentage of uninsured individuals in the population, as well as an increasing level of public health care funding, which is up from $61 per person a year ago to $81 per person.
  • In the past five to 10 years, Maine has seen a decrease in both prevalence of smoking and in deaths due to cardiovascular disease.
  • Additionally, Maine has a low rate of infectious disease (6.1 cases per 100,000 of the population) and a low geographic disparity (7.8 percent).

The bad news:

  • Maine's biggest challenge is its high rate of deaths due to cancer, at 210.4 deaths per 100,000 members of the population.
  • The prevalence of obesity has increased in Maine over the past 10 years from 12.2 percent of the overall population to 26.4 percent.

Maine's best and worst category rankings:

  • Violent crime – 1st
  • Early prenatal care – 5th
  • Uninsured population (10.3 percent) – 6th
  • Prevalence of binge drinking – 25th
  • Immunization coverage – 25th
  • Deaths due to cancer – 43rd

more details

  • See the United Health Foundation's latest findings on Maine.
  • Trust for America's Health ia another source for key Maine health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Maine here.

get local health results

State snapshot too large? Get county-by-county health rankings for Maine, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


does Maine have a health insurance high risk pool?

El estado de Maine no tiene la necesidad de ofrecer planes de cobertura para “grupos de alto riesgo.” El estado garantiza cobertura de seguro médico, es decir que los residentes de Maine tienen derecho a comprar seguro médico. No se le puede negar cobertura por su estado médico o edad. Sin embargo, es posible que se le imponga un periodo de espera de hasta 12 meses. Pero por ley, no le pueden cobrar más por su prima a resultado de su género o su estado de salud.

health-insurance risk poolsIMPORTANT UPDATE: Starting in 2010, Maine started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about Maine's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.


how to find health insurance in Maine

Find health insurance in Maine Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.


Georgetown's Maine health insurance guide

Georgetown health insurance guidesGeorgetown University's Health Policy Institute has researched and written state-by-state guides for finding and keeping health insurance. It updates these guides as federal and state policies change. A number of non-profit organizations help fund its research. Learn more about the Health Policy Institute.

Review Georgetown's guide for Maine.

Health insurance plan report cards for Maine

NCQA logo The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers.

Go here to search for Maine health insurance plan report cards.

Maine government health insurance resources

Maine State Seal.;

Department of Health and Human Services – Page of links to health insurance information, provided by the state of Maine.

Maine's Consumer Guide to Individual Health Insurance – guaranteed-issue individual health insurance is available in Maine from Anthem Blue Cross and Blue Shield, MEGA Life & Health Insurance Company, and several health maintenance organizations (HMOs). This guide attempts to help you compare and contrast the options.





Special Section:

How Maine Congressional delegations voted on health care legislation

repeal the health reform law?
how it would affect Maine

repeal The GOP's proposal to repeal the Affordable Care Act could wipe out critical consumer protections, cost savings, benefits for seniors (including preventive services and reduced prescription drug costs), and – hugely important – access to coverage for folks with pre-existing conditions. Find out how repeal of the Affordable Care Act would affect Maine consumers.

health insurance in your state

Plans, carriers and consumer resources near you.

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ME health insurance news

Democrats Blast LePage Over Health Care Funds

MPBN – Governor Paul LePage is catching flack from Maine Democrats for accepting federal funds to plan a state health insurance exchange while at the same time pursuing a lawsuit in attempt to block the federal health reform law.

Maine health care exchange rules recommended

Boston.com – Maine legislators have expressed concerns over a report about the Maine state health insurance exchange, with one legislator commenting that it “just doesn’t seem friendly and inviting as a marketplace for businesses and people shopping for insurance.”

Read more Maine health insurance news


ME health insurance companies

Health insurance companies in Maine.
Get health insurance quotes for these companies.  

learn: health insurance 101

individual health insurance individual health insurance

The ins and outs of buying affordable individual health insurance.

maternity health insurance maternity health insurance

For the millions who need maternity coverage, reform is long overdue.

online health insurance quotes online health insurance quotes

More choice, faster, cheaper, no pressure ... what's not to like?

student health insurance student health insurance

Long before the first college semester, students need to do their homework.

short term health insurance short-term health insurance

Health care consumers look for a quick fix in short-term major medical policies.

medicare term health insurance medicare supplement policies

When it comes to insurance, Medicare is the 800-pound gorilla.

health insurance risk pool high-risk health insurance pools

According to a 2007 report, 15.9 percent of us are uninsured. Risk pools can help.

COBRA health insurance COBRA health insurance

Laid off? A seemingly obvious insurance option is COBRA, but is this best for you?

doctor directory for Maine

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

Maine Licensee Search
Maine Board of Licensure in Medicine

Other Maine Public Resources
Maine Medical Association

health insurance for individuals ME

Resources for those individuals seeking health care insurance in Maine. If you are looking for Maine Medicare, visit our site for health insurance over 65.