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New York Health Insurance

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New York guide to Health InsuranceHow healthy is living
in New York?

New York is ranked as the 18th healthiest state according to the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • Overall health in New York has gradually improved since America's Health Rankings were first published in 1990.
  • The high school graduation rate has improved by 12.6 percentage points over the past five years.

The bad news:

  • While the high school graduation has improved, New York still lags most other states in this measure.
  • More than 10 percent of the adult population has diabetes.

New York's best and worst category rankings:

  • Primary Care Physicians – 5th
  • Public Health Funding – 6th
  • Obesity – 7th
  • High School Graduation Rate – 39th
  • Cardiovascular Deaths – 39th
  • Diabetes – 40th

more details

  • health insurance plans comparedSee the United Health Foundation's latest findings on New York.
  • Trust for America's Health ia another source for key New York health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts New York here.

get local health results

State snapshot too large? Get county-by-county health rankings for New York, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does New York have a health insurance high risk pool?

New York does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health. Thus New Yorkers are lucky to have access to health insurance that is much better than a risk pool (which almost always charges a higher-than-the-going-rate because it is made up of uninsurable people).

health-insurance risk poolsIMPORTANT UPDATE: Starting in 2010, New York started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about New York's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.


Non-profit sources of health insurance information for New York

  • fhce logoThe Foundation for Health Coverage Education's mission is to provide simplified public and private health insurance eligibility information in order to help more people access coverage. Here is its guide on how to find health insurance in New York.
  • The Robert Wood Johnson Foundation is tracking the progress of health insurance reform in each state. Its page for New York can be found here.
  • The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers. Search for New York health insurance plan report cards.

New York state government health insurance resources

New York State Seal.;

New York health insurance programs —  A comprehensive list of health insurance programs administered by the State of New York.

Medicaid in New York State —  Works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.

New York State Child Health Plus —  Health insurance plan for kids. Depending on your family’s income, your child may be eligible to join either Children’s Medicaid or Child Health Plus .

New York State Government Health Insurance Information —  A long list of links to information published by the State of New York regarding health insurance and health care topics.



New York reform, single-payer health care information

Community Service Society of New York —  Committed to the goal of universal health coverage as the most fair and efficient method of achieving positive health outcomes for individuals and the greater community. In an effort to achieve this goal, CSS has launched a comprehensive campaign to provide access to affordable, quality health care coverage to the nearly 2.5 million New Yorkers [...]

New York State Health Foundation —  An organization devoted to expanding health insurance coverage, increasing access to high-quality health care services, and improving public and community health. NYSHealth was established by the State of New York with charitable funds from the privatization of Empire Blue Cross/Blue Shield.

Health Care for All New York —  The statewide Consumer Voices for Coverage project seeking to achieve a commitment to provide affordable and comprehensive health coverage to all New Yorkers by 2010. The project’s strategy is to develop a set of standards that puts all universal health coverage proposals through rigorous scrutiny, providing an easily digestible comparison scorecard for both consumers and [...]

Single Payer | Medicare-for-All in New York State —  A statewide clearinghouse for all single payer/medicare-for-all initiatives and events throughout the state.

New York Metro Chapter of PNHP —  Physicians for a National Health Program is a nonprofit organization of 14,000 physicians, medical students and health professionals who support single-payer national health insurance. This is the website of the NY Metro Chapter of PNHP.

Physicians for a National Health Program Capital District (NY) Chapter —  Blog for the Capitol District chapter of the nationwide Physicians for a National Health Program.

State-specfic information on the Physicans National Health Program in New York.

The Affordable Care Act: Immediate Benefits for New York -- How the Affordable Health Care act will improve the lives of people living in New York.

Why health care reform is important to New York -- This 2009 document by the AARP provides a compelling case f for health reform in New York.

The Benefits of Health Reform In New York -- The Democratic Policy Committee of the United States Senate looks at benefits of health reform for the citizens of New York.



Other helpful New York health and medical care links

New York mental health resource guide, offered by the Substance Abuse and Mental Health Services Administration of the U.S. Government.

The National Coalition on Health Care's information for New York -- America's oldest, most diverse, and broadest based group working to achieve comprehensive health system reform.



How did New York officials vote on health reform?


H.R.2: Repealing the Health Care Bill

#14
Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting
House vote
HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]



Health insurance exchange

New York state health insurance exchange New York's exchange

Find out what your state's health insurance exchange will look like.

New York health insurance premium rebates

state-by-state breakdown of health insurance premium rebates $86.5 million to 1,001,476 families

Insurance companies were forced to return an average of $138 per family in 2012.

State Health Insurance Guides

AL AK AZ AR CA CO CT DE DC FL GA HI ID
IL IN IA KS KY LA ME MD MA MI MN MS MO
MT NE NV NH NJ NM NY NC ND OH OK OR PA
RI SC SD TN TX UT VA VT WA WV WI WY

NY health insurance news

New York selects benchmark plan

10/02/2012 4:10 PM
The Wall Street Journal — The Oxford EPO plan, the largest small-group plan in New York, will be the model for the state’s essential health benefits. Essential health benefits must be included in all plans sold on the exchange.

Conflicting feedback from New York’s regional advisory boards

09/12/2012 5:09 PM
Times Union— Department of Health representatives meeting with regional advisors say the top two desires for the state’s health insurance exchange – the New York Health Benefit Exchange – are comprehensive benefits  and affordable coverage. Of course, the more benefits covered, the more expensive plans offered on the exchange will be.

New York lands $95.5 million grant to move ahead on health insurance exchange

08/24/2012 10:08 PM
Democrat and Chronicle — New York received its largest grant to date from the U.S. Department of Health and Human Services to support development of an affordable health insurance exchange. The funds are earmarked for hiring executive leadership, enhancing IT systems, building customer support functions and developing an outreach campaign.

Read more New York health insurance news

NY health insurance companies

Health insurance companies in New York.
Get health insurance quotes for these companies.

Atlantis Health Plan
Empire
Group Health Incorporated
Oxford Health Plans, Inc.

Doctor directory for New York

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

New York Licensee Search
New York State Office of the Professions

Other New York Public Resources
Medical Society of the State of New York

Health insurance for individuals NY

Resources for those individuals seeking health care insurance in New York. If you are looking for New York Medicare, visit our site for health insurance over 65.

How your member of Congress voted

how the New York congressional delegation voted on insurance reform healthreformvotes.org

Your members of the New York Congressional delegation voted on health care reform.