ACA open enrollment for 2026 coverage runs Nov. 1 – Jan. 15 in most states, but some have different deadlines. Check your state’s ACA enrollment dates.
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
If you received advance payments of the premium tax credit for health insurance that you purchased last year on HealthCare.gov (or a state-run health insurance Marketplace) and your income ended up increasing during that year, you might have to pay back some of your premium tax credit.