ACA open enrollment for 2026 coverage runs Nov. 1 – Jan. 15 in most states, but some have different deadlines. Check your state’s ACA enrollment dates.
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.