A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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American Health Care Act

The new plan to cut out the heart of Obamacare photo

The new plan to cut out the heart of Obamacare

April 14, 2017 – Community rating is the one thing that keeps insurance companies from gouging most of their customers. It's the thing that helps makes the…

Wendell Potter: Speaker Ryan’s repeal plans are driven by donors – not your health coverage needs photo

Wendell Potter: Speaker Ryan’s repeal plans are driven by donors – not your health coverage needs

March 31, 2017 – If you're not able to write Ryan a big check, the healthcare system he has in mind won't be centered on…

Obamacare remains the law of the land. With defeat, Trump fails his first legislative test. photo

Obamacare remains the law of the land. With defeat, Trump fails his first legislative test.

March 24, 2017 – After four hours of debate today, House leadership abruptly pulled H.R. 1628 – the American Health Care Act (AHCA) — without a vote.…

The price isn’t ideal, but ACA’s protection is worth it. photo

The price isn’t ideal, but ACA’s protection is worth it.

March 23, 2017 – These four earn too much to be eligible for subsidies, and their plans' provider networks can be narrow. Still, they dread repeal of the…

Trump voter would have large ACA subsidy, but is too busy raging at undocumented neighbors to care photo

Trump voter would have large ACA subsidy, but is too busy raging at undocumented neighbors to care

March 20, 2017 – She's uninsured. She needs help, but she's unaware that GOP plan would put coverage further out of her…

Trump ‘shooting from the hip’ to stabilize markets photo

Trump ‘shooting from the hip’ to stabilize markets

March 8, 2017 – HHS has proposed a variety of rule changes aimed at individual market stabilization for 2018, but the overall strategy doesn’t appear to…