A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.

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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.

Individual & Family

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Featured

2027 ACA open enrollment: What’s changing

Learn what’s changing for 2027 ACA open enrollment, including higher premiums, insurer exits, subsidy changes, out-of-pocket costs and new eligibility rules.

Calculators

Subsidy calculator Federal poverty level calculator Employer plan affordability calculator Annual income calculator

Featured

Will you receive an ACA premium subsidy?

Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2027 may be different than previous years.

The ACA

What's the Affordable Care Act (Obamacare)? How to shop the ACA Marketplace Open enrollment Special enrollment

In-depth guides

How to choose the best plan Medicare: Ultimate guide Medicaid: State-by-state Self-employed: How to get covered College students & grads: Your options

Health reform & FAQs

FAQs Blog: Health reform insights Glossary

Featured

Qualifying life events that trigger an ACA special enrollment period

Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

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