Frequently-asked questions by category
What happens if I don’t make my premium payment by the end of the grace period?
February 20, 2024 – If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your…
Why do I have to provide my Social Security number to enroll in health insurance through the exchange?
February 14, 2024 – Your health insurance marketplace will ask you to provide your Social Security number so it can confirm that you’re lawfully present in…
What are the deadlines for the ACA’s open enrollment period?
February 13, 2024 – A list of the open enrollment deadlines for enrollment in 2024 ACA-compliant health insurance in every state. Open enrollment ran from…
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…
If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?
February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…
What happens if I don’t buy ACA-compliant health insurance?
January 11, 2024 – What happens if I don't buy ACA-compliant health insurance? It depends on where you live and what medical care you end up needing during…
If I enroll in the exchange, will that coverage take effect immediately?
January 11, 2024 – If you enroll through your marketplace your coverage effective date mostly depends on whether you're enrolling during open enrollment or a…
Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?
January 8, 2024 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…
Should I let my individual health insurance plan automatically renew?
January 7, 2024 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year…
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
December 21, 2023 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
If I don’t enroll in a plan by the open enrollment deadline, what are my options?
September 18, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…
Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?
June 23, 2023 – You can buy insurance in the exchange during open enrollment and drop your COBRA insurance. Once you’re enrolled in a plan for January,…