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Frequently-asked questions by category

enrollment

What’s the deadline to get coverage during Obamacare’s open enrollment period?

What’s the deadline to get coverage during Obamacare’s open enrollment period?

June 29, 2018 – Q. What is the deadline to enroll in health insurance coverage for 2019? A. In almost every state, open enrollment begins November 1,… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

May 12, 2018 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

What happens if I don’t buy ACA-compliant health insurance?

January 18, 2018 – The health reform law includes an individual mandate, requiring every American to have health coverage, with just a few exceptions. It… Read more

Woman asleep at desk with alarm clock showing

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

January 10, 2018 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. Starting in… Read more

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

January 7, 2018 – Q. We have a health insurance policy through our state exchange. We're moving in July, but only about 50 miles away, and we're staying in… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Q. My son is covered on my employer's policy through July 31, but because he's about to be 26, he'll have to find his own coverage. Can he… Read more

woman with rope tied around large clock to prevent premium grace period time running out

What happens if I don’t make my premium payment by the end of the grace period?

January 4, 2018 – Q. What happens if I don’t make my premium payment by the end of the grace period?A: If you fail to pay your premiums and exhaust the… Read more

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

January 2, 2018 – Q. I have an individual policy that I renewed last year. The plan year ends in March, but my carriers says I can renew it, although only… Read more

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

December 28, 2017 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

December 21, 2017 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events?

December 15, 2017 – Q. Where can I find a list of Obamacare qualifying events? A. The majority of ACA-compliant plans are not available for purchase outside of… Read more