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Frequently-asked questions by category

enrollment

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If I don’t enroll in a plan by the open enrollment deadline, what are my options?

December 14, 2017 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

What’s the deadline to get coverage during Obamacare’s open enrollment period?

December 14, 2017 – Q. What is the deadline to enroll in health insurance coverage for 2018? A. Open enrollment for 2018 coverage began on November 1, 2017,… Read more

Mother holding newborn baby in pink blanket

What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period?

December 14, 2017 – Q: What are the Affordable Care Act enrollment periods and when can I enroll outside of the open enrollment period? Open enrollment for… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

December 12, 2017 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

December 12, 2017 – Q. If I already enrolled in a plan for the new year, can I change my mind and pick a different plan instead? A. Yes, you can make… Read more

Woman asleep at desk with alarm clock showing

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

July 10, 2017 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. Starting in… Read more

A row of clocks reminding woman to pay attention to enrollment deadlines

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

January 31, 2017 – Q. I've heard that Medicaid enrollment is year-round. So if I qualify for Medicaid, I don't need to worry about the January 31 end of open… Read more

woman with rope tied around large clock to prevent premium grace period time running out

What happens if I don’t make my premium payment by the end of the grace period?

January 11, 2017 – Q. What happens if I don’t make my premium payment by the end of the grace period?A: If you fail to pay your premiums and exhaust the… Read more

Should I be concerned about how much personal information is required for enrollment in the exchanges?

November 19, 2016 – Q: Should I concerned about how much personal information is required for enrollment in the exchanges? A: No. You’re not required to… Read more

What happens if I don’t buy ACA-compliant health insurance?

June 27, 2016 – The health reform law includes an individual mandate, requiring every American to have health coverage, with just a few exceptions. It… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

June 21, 2016 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

June 5, 2016 – Q. My son is covered on my employer's policy through July 31, 2016, but because he's about to be 26, he'll have to find his own coverage.… Read more