Health insurance FAQs

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Frequently-asked questions by category

enrollment

What’s the deadline to get coverage during Obamacare’s open enrollment period? Read answer

What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period? Read answer

If I don’t enroll in a plan by the open enrollment deadline, what are my options after that?

If I don’t enroll in a plan by the open enrollment deadline, what are my options? Read answer

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? Read answer

Even if you think you are eligible for Medicaid, you should pay attention to open enrollment.

If I qualify for Medicaid, should I worry about the January 31 deadline for open enrollment? Read answer

Make your health insurance premium payment before the grace period expires!

What happens if I don’t make my premium payment by the end of the grace period? Read answer

How do the ACA qualifying events and special enrollment periods work?

Are qualifying events and special enrollment periods the same as they were in prior years? Read answer

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? Read answer

Where can I find the list of Obamacare qualifying events? Read answer

We’re moving 50 miles, but staying in the same state. Is that a qualifying event? Read answer

I’m not sure when health benefits will start at my new job. Can I drop ACA coverage when those benefits start?

I’m not sure when health benefits will start at my new job. Can I drop ACA coverage when those benefits start? Read answer

Can I keep my Obamacare plan when I move states?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage? Read answer

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately? Read answer

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point? Read answer

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15?

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15? Read answer

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage? Read answer

If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery? Read answer

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead? Read answer

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew? Read answer

How long will it take me to enroll in the exchange? What documentation do I need?

How long will it take me to enroll in the exchange? What documentation do I need? Read answer