Frequently-asked questions by category
Should I let my individual health insurance plan automatically renew?
July 26, 2024 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year…
What are the deadlines for the ACA’s open enrollment period?
July 19, 2024 – A list of the open enrollment deadlines for enrollment in 2024 ACA-compliant health insurance in every state. Open enrollment ran from…
What happens if I don’t make my premium payment by the end of the grace period?
February 20, 2024 – If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your…
Why do I have to provide my Social Security number to enroll in health insurance through the exchange?
February 14, 2024 – Your health insurance marketplace will ask you to provide your Social Security number so it can confirm that you’re lawfully present in…
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…
If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?
February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…
What happens if I don’t buy ACA-compliant health insurance?
January 11, 2024 – What happens if I don't buy ACA-compliant health insurance? It depends on where you live and what medical care you end up needing during…
If I enroll in the exchange, will that coverage take effect immediately?
January 11, 2024 – If you enroll through your marketplace your coverage effective date mostly depends on whether you're enrolling during open enrollment or a…
Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?
January 8, 2024 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
December 21, 2023 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
If I don’t enroll in a plan by the open enrollment deadline, what are my options?
September 18, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…
Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?
June 23, 2023 – You can buy insurance in the exchange during open enrollment and drop your COBRA insurance. Once you’re enrolled in a plan for January,…