Frequently-asked questions by category

enrollment

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

December 28, 2017 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

December 21, 2017 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events?

December 15, 2017 – Q. Where can I find a list of Obamacare qualifying events? A. The majority of ACA-compliant plans are not available for purchase outside of… Read more

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15?

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15?

December 12, 2017 – Q: If my coverage ends on December 31st, can I be confident that my coverage will be in force if I enroll by December 15? A: Yes. As long… Read more

A row of clocks reminding woman to pay attention to enrollment deadlines

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

December 10, 2017 – Q. I've heard that Medicaid enrollment is year-round. So if I qualify for Medicaid, I don't need to worry about the December 15 end of open… Read more

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

December 1, 2017 – Q. After I lost my job, I went on COBRA which lets me keep my former employer's insurance for 18 months. It is good insurance, but more… Read more

Should I be concerned about how much personal information is required for enrollment in the exchanges?

November 19, 2016 – Q: Should I concerned about how much personal information is required for enrollment in the exchanges? A: No. You’re not required to… Read more

I’m not sure when health benefits will start at my new job. Can I drop ACA coverage when those benefits start?

I’m not sure when health benefits will start at my new job. Can I drop ACA coverage when those benefits start?

May 4, 2016 – Q: I was just a new job and fortunately, I will be eligible for health benefits. The only drawback is that there IS a waiting period. If I… Read more

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

April 3, 2016 – Q. If I turn down my employers' offer of insurance and then am in an accident, don't I have a right to sign up for coverage? A: No. You… Read more

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew?

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew?

February 1, 2016 – Q. I enrolled in a plan through the exchange during the last open enrollment, and I’m happy with my coverage. Can I just keep my current… Read more