Frequently-asked questions by tag

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

August 12, 2020 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

August 12, 2020 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

Help with marketplace enrollment and ACA-compliant health coverage

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?

June 9, 2020 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your… Read more

Under the the Families First Coronavirus Response Act, Medicare, Medicaid, and private health insurance plans are required to fully cover the cost of COVID-19 testing.

Will my health insurance cover the costs of coronavirus testing and treatment?

March 25, 2020 – Although the federal and state governments have stepped in decisively to ensure that most people won’t incur out-of-pocket costs for… Read more

I’m leaving my job – and my insurance – on June 30. Do I qualify for open enrollment?

I’m leaving my job – and my insurance – on April 30. Do I qualify for open enrollment on May 1? or do I have to take COBRA?

March 7, 2019 – Q. I'm planning to leave my job to become self-employed in June. My insurance will end on June 30, but I have an option to take COBRA. Do… Read more

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

December 19, 2018 – Q. I was laid off right before open enrollment ended, and now do not have any income/insurance. Am I still required to sign up for… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

January 7, 2018 – Q. We have a health insurance policy through our state exchange. We're moving in July, but only about 50 miles away, and we're staying in… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Q. My son is covered on my employer's policy through July 31, but because he's about to be 26, he'll have to find his own coverage. Can he… Read more

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

January 2, 2018 – Q. I have an individual policy that I renewed last year. The plan year ends in March, but my carriers says I can renew it, although only… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

December 21, 2017 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events?

December 15, 2017 – Q. Where can I find a list of Obamacare qualifying events? A. The majority of ACA-compliant plans are not available for purchase outside of… Read more