Health insurance and Obamacare terms
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Individual & Family
Supplemental
Coverage by state
Featured
What are the deadlines for the ACA’s open enrollment period?
ACA open enrollment for 2026 coverage runs Nov. 1 – Jan. 15 in most states, but some have different deadlines. Check your state’s ACA enrollment dates.
Calculators
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
The ACA
In-depth guides
Health reform & FAQs
Featured
If my income changes and my premium subsidy is too big, will I have to repay it?
If you received advance payments of the premium tax credit for health insurance that you purchased last year on HealthCare.gov (or a state-run health insurance Marketplace) and your income ended up increasing during that year, you might have to pay back some of your premium tax credit.