supplemental insurance

Supplemental insurance refers to an insurance policy that supplements your primary health insurance coverage. Supplemental insurance includes a variety of policies that can be offered by employers or purchased on their own, including:

• Life insurance
• Short-term disability
• Long-term disability
• Dental insurance
• Vision Insurance
• Accident insurance
• Critical illness insurance

Original Medicare enrollees have access to Medicare Supplemental Insurance, otherwise known as Medigap coverage. Medigap plans pay some or all of the out-of-pocket costs for treatment that’s covered under Original Medicare, including coinsurance and deductibles.