A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

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Louise Norris

Just how bad are junk health policies? photo

Just how bad are junk health policies?

January 10, 2014 – In the pre-2014 individual health insurance market, the plan options ran the gamut from great to horrible. How could such worthless…

Don’t expect ‘spiraling premiums’ in 2015 photo

Don’t expect ‘spiraling premiums’ in 2015

January 4, 2014 – Reinsurance, risk corridors and risk adjustment are ACA provisions specifically designed to stabilize new health plans, especially in the…

ACA marketplaces: The tide has turned photo

ACA marketplaces: The tide has turned

December 19, 2013 – "The people responsible for implementing the ACA have continued to concentrate on the task at hand, and their efforts are paying off.…

Red state pain won’t be limited to poor photo

Red state pain won’t be limited to poor

October 30, 2013 – Not only will the states end up paying billions of dollars in uncompensated care for residents who remain uninsured, but private health…

Seeing red over ACA obstruction photo

Seeing red over ACA obstruction

October 19, 2013 – One of the great ironies of the implementation of the ACA is that the states where the law is most needed also tend to be the states…

A fuss over subsidies for Congressional staff photo

A fuss over subsidies for Congressional staff

August 7, 2013 – The decision to let Congressional staffers keep their federal subsidies to help buy coverage through the exchanges makes sense from a human…