Affordable South Carolina health insurance

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South Carolina health insurance

A guide to affordable health insurance in the Palmetto State

south-carolina guide to health insurance

How healthy is living in South Carolina? The state ranked 46th in the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • South Carolina has one of the country's lowest binge drinking rates.
  • The high school graduation rate increased by 3.8 percentage points from 2011 to 2012. However, the overall rate remains low at 66.0 percent.

The bad news:

  • South Carolina has the country's second-highest rate of diabetes; 12.1 percent of adults – 435,000 people have been diagnosed with the condition.
  • Nearly 20 percent of people in the state do not have health insurance.

Rhode Island's best and worst category rankings:

  • Binge Drinking – 8th
  • Preventable Hospitalizations – 24th
  • High School Graduation Rate – 47th
  • Low Birth Weight – 47th
  • Children in Poverty – 48th
  • Diabetes – 49th

For more details see the United Health Foundation’s latest findings on South Carolina.

Trust for America’s Health is another source for key South Carolina health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts South Carolina here.

Get local health results

State snapshot too large? Get county-by-county health rankings for South Carolina, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does South Carolina have
a health insurance high risk pool?

South Carolina Health Insurance Pool
Toll-free Phone 1-800-868-2500, ext. 42757, or 1-803-788-0500, ext. 42757

IMPORTANT UPDATE: In 2010, South Carolina started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More South Carolina resources

South Carolina state health insurance exchange

South Carolina’s exchange

Find out what your state’s health insurance exchange will look like.


$19.6 million to 251,632 families

Insurance companies were forced to return an average of $131 per South Carolina family in 2012.


Find out how your member of the South Carolina Congressional delegation voted on health care.

SC state government resources

Partners for Health Insurance (PHC)

South Carolina’s program to provide Medicare coverage to children 18 and under who live in families with income at or below 150 percent of the Federal Poverty…

South Carolina Department of Health and Human Services

Manages the state’s Medicaid program to provide heath care coverage for those who cannot afford…

South Carolina Department of Insurance

Consumer health insurance information from the state Department of…

SC advocacy resources

South Carolina Healthcare Voices

Promotes healthcare change by focusing on the need for national healthcare reform. This website provides information and support to SC citizens who want to address healthcare issues and solve…

Other SC health insurance links

Hands on Health South Carolina

A resource by Medical University of South Carolina to help and encourage state residents to live healthier…

South Carolina health insurance companies

Blue Cross and Blue Shield of South Carolina
Celtic Ins. Co.
Golden Rule
WellPath Select, Inc.

Health insurance for SC individuals

Resources for those individuals seeking health care insurance in South Carolina. If you are looking for South Carolina Medicare, visit our site for health insurance over 65.