A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Miss open enrollment? You’ve got options.
Outside of the ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period.
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Does health insurance cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound?
Health insurance may cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound if they’re prescribed for another medical condition, such as diabetes, but not if they’re being used specifically for weight loss.

Expert analysis of health reform issues

A family’s health insurance ‘rabbit hole’

April 5, 2012 – Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an…

Supreme Court has the power, but not the social authority, to kill health reform photo

Supreme Court has the power, but not the social authority, to kill health reform

March 30, 2012 – The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt…

Will SCOTUS strike down health reform? photo

Will SCOTUS strike down health reform?

March 26, 2012 – I cannot believe for a minute that this Court wants to go down in history as the Gang of Nine that quashed the most important piece of…

Lifetime limits a big (million-dollar) deal

March 6, 2012 – The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured…

Health care cost increase lowest in 50 years photo

Health care cost increase lowest in 50 years

February 13, 2012 – While critics have been wailing about the impact of reform on health care costs, health care costs have been moderating and in some cases…

Health reform’s 10 essential benefits will help

December 21, 2011 – The fact that the Affordable Care Act defines ten mandatory categories of "essential benefits" provides a "floor" of coverage that can not…

Young adult coverage saves us all money

December 16, 2011 – Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they'll have…

Medical loss ratio is gift that keeps on giving

December 10, 2011 – It is heartening to know that the medical loss ratio rule will keep a lid on the amount of our premiums that can be spent on marketing,…

Mandated summary of benefits long overdue

August 18, 2011 – Starting in 2012, all health plans and plan issuers must provide a Summary of Benefits and Coverage that clearly spells out for buyers…

Vermont moves toward single-payer

May 12, 2011 – Vermont is a signature away from adopting an ambitious plan that would put the state on a path toward a single-payer system and ultimately,…