A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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David Cutler

Looking beyond the botched ACA rollout photo

Looking beyond the botched ACA rollout

June 5, 2014 – "People have given up on the repeal. There are very few people who want Congress to take more votes on repealing the ACA. Some people…

Figuring out how to put ‘skin in the game’ photo

Figuring out how to put ‘skin in the game’

June 4, 2014 – The studies indicate that people are very responsive to healthcare prices when they see them. If you raise people's price for meds, they…

Can we ‘do the right thing’ profitably? photo

Can we ‘do the right thing’ profitably?

June 3, 2014 – David Cutler was the author of a prescient and scathing 2010 analysis warning of the need for stronger management of information technology…

30 economists: We need individual mandate photo

30 economists: We need individual mandate

July 18, 2013 – Yesterday, a small group of health policy experts organized by David Cutler, Jon Gruber, and me wrote a simple letter to Congress laying…