A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son? photo

Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son?

December 28, 2025 – Pediatric dental is one of the essential health benefits, although it’s a bit more complicated than the other nine. Some medical…

Is it better for me to pay out of pocket for dental care and not worry about dental insurance? photo

Is it better for me to pay out of pocket for dental care and not worry about dental insurance?

March 3, 2022 – For those who purchase their own insurance, the decision to purchase dental coverage is not always as clear-cut as the decision to purchase…