Frequently-asked questions by tag
Does the ACA require infertility treatment to be covered by health insurance?
April 10, 2024 – Treatment for infertility is not one of the ten essential benefits, and coverage for it is not mandated by the ACA. But some states require…
Does the Affordable Care Act make it easier to get individual health insurance?
January 11, 2024 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?
September 8, 2023 – Travel insurance is offered by a wide range of insurance carriers, and plans are available for coverage in the country where you're…
Are visits to the chiropractor or physical therapist covered under the Affordable Care Act?
September 5, 2023 – All ACA-compliant individual and small group plans include coverage for physical therapy. Some individual market plans, sold via the health…
How is vision care covered under the Affordable Care Act?
June 29, 2023 – The Affordable Care Act requires coverage for pediatric vision care as one of the essential health benefits. But there is no requirement…
Do Gold exchange plans offer more generous coverage than Bronze or Silver plans?
June 23, 2023 – All plans (whether Bronze, Silver, Gold or Platinum) must cover the same essential benefits, including free preventive care; they all…
What is the ACA’s preventive health services coverage mandate?
June 14, 2023 – The Affordable Care Act requires nearly all health plans to cover a wide range of free preventive health services including wide-ranging…
Do all health insurance plans cover chronic conditions?
May 22, 2023 – Learn how each type of health insurance covers chronic conditions, factors to consider when choosing a health plan, and how regulations…
Are dental benefits included in ACA’s marketplace health plans?
April 7, 2023 – Pediatric dental is one of the ACA's essential health benefits. But there's no requirement that dental care for adults be…
If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?
July 5, 2022 – It's important to understand that the benefits offered by plans at the same metal level can vary significantly from one plan to another.…
Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son?
March 3, 2022 – Pediatric dental is one of the essential health benefits, although it’s a bit more complicated than the other nine. Some medical…
If I have access to health insurance, can my husband’s company deny me coverage?
January 22, 2021 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…