A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Get a quote
Speak with a licensed insurance agent 888-389-0372
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Individual & Family
Health Insurance Marketplace Short-term health insurance Medicare Medicaid
Supplemental
Dental Insurance Critical Illness Insurance Accident Insurance Cancer Insurance Vision Insurance
Marketplace by state
A-G
Alabama Alaska Arizona Arkansas California Colorado Connecticut District of Columbia Delaware Florida Georgia
H-L
Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
M
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
N-R
Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island
S-W
South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Featured
Miss open enrollment? You’ve got options.
Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.
Calculators
Subsidy calculator Federal poverty level calculator Employer plan affordability calculator Annual income calculator
Featured
Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.
The ACA
What's the Affordable Care Act (Obamacare)? How to shop the ACA Marketplace Open enrollment Special enrollment
In-depth guides
How to choose the best plan Self-employed: How to get covered Women's health coverage Medicare: Ultimate guide Medicaid: State-by-state College students & grads: Your options
Health reform & FAQs
Blog: Health reform insights FAQs Glossary Press releases
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Home > FAQs > premium tax credit

Frequently-asked questions by tag

Which states offer their own health insurance subsidies? photo

Which states offer their own health insurance subsidies?

March 11, 2026 – Nine states have state-funded health insurance subsidy programs that make coverage even more affordable than it would be with federal…

What health insurance benefits are available to refugees and asylees arriving in the United States? photo

What health insurance benefits are available to refugees and asylees arriving in the United States?

September 19, 2025 – For refugees and asylees in the U.S., there have historically been fairly robust health coverage benefits available. But those benefits…