Frequently-asked questions by tag

short term health insurance

If I can’t buy a short-term plan and I don’t have a qualifying event, what are my coverage options?

June 20, 2019 – So what are your options if you’re not eligible to enroll in an ACA-compliant plan and short-term plans are not for sale in your area?… Read more

What happens if I buy insurance but it doesn’t meet ACA’s minimum essential benefits standards?

What happens if I buy insurance but it doesn’t meet ACA’s minimum essential benefits standards?

January 2, 2019 – With the exception of short-term health insurance and other non-ACA-regulated plans, all individual health insurance policies sold since… Read more

Six confused people who are leery of short-term insurance

Should I be leery of short-term health insurance?

August 2, 2018 – Outside of the Obamacare annual open enrollment window, people without a qualifying event have very few options for purchasing new health… Read more

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

August 1, 2018 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

I’ve heard that I need to have an ACA-compliant health plan, but what does that mean?

I’ve heard that I need to have an ACA-compliant health plan, but what does that mean?

April 7, 2018 – Q. I've heard that I need to have an ACA-compliant health plan, but what does that mean? A: It just means an individual or small group… Read more

What happens if I don’t buy ACA-compliant health insurance?

January 18, 2018 – The health reform law includes an individual mandate, requiring every American to have health coverage, with just a few exceptions. It… Read more

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

January 12, 2018 – And it's important to note that if initially pick an off-exchange plan, you won't be eligible to switch to an exchange plan until the next… Read more