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Health Insurance Glossary

Definitions for common health insurance terms


DEFINITION: The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs. Often, insurance plans are based on yearly deductible amounts.

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Obamacare Silver plan

When Silver is worth more than Gold or…

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health… Read more

Getting the most out of your Obamacare policy

Getting the most from your new…

January 11, 2014 – The media have focused on the cost of the monthly premium. How much would you contribute per month on the various plans and would you get a… Read more

unaffordable out-of-pocket costs

An end to unaffordable out-of-pocket…

December 2, 2013 – Armed with incomplete evidence, ACA's critics are claiming health reform will push out-of-pocket costs for insurance higher in the… Read more