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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Andrew Sprung

Wriggling out of a post-King crisis photo

Wriggling out of a post-King crisis

May 18, 2015 – If a SCOTUS ruling for the plaintiffs deep-sixes subsidies, could Congressional Republicans manage a 'Houdini-like'…

If SCOTUS nukes Obamacare, what happens next? photo

If SCOTUS nukes Obamacare, what happens next?

February 23, 2015 – A negotiation will, of course, take place if the Supreme Court drops the King bomb on the ACA. And Michael Leavitt, who sat in Sylvia…

For many ACA beneficiaries: ‘Ivy League’ benefits? photo

For many ACA beneficiaries: ‘Ivy League’ benefits?

January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far…

Santa, please fix the ‘family glitch’ photo

Santa, please fix the ‘family glitch’

December 23, 2014 – There are somewhere between 2 and 4 million people who are impacted by the "family glitch" who are basically missing out on access to…

Santa, we need CSR subsidies for Bronze plans photo

Santa, we need CSR subsidies for Bronze plans

December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing…

The Affordable Care Act’s ‘stealth subsidy’ photo

The Affordable Care Act’s ‘stealth subsidy’

December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once…

Bruised by the benchmark photo

Bruised by the benchmark

December 2, 2014 – The volatility stems from the fact that subsidies, calculated to leave a buyer paying a fixed percentage of her income for monthly…

2015 projection: 12 million will enroll in QHPs photo

2015 projection: 12 million will enroll in QHPs

November 16, 2014 – The HHS Department thinks there will be about 9.1 million paying QHP enrollees out of about 10.4 million total. CBO is projecting 13…

HealthCare.gov puts focus on the bottom line photo

HealthCare.gov puts focus on the bottom line

November 14, 2014 – The streamlining works. Entering as a single person, I was able to get to price quotes in under 30 seconds. That's very good news. A…