A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by month

December, 2014

Santa, please fix the ‘family glitch’ photo

Santa, please fix the ‘family glitch’

December 23, 2014 – There are somewhere between 2 and 4 million people who are impacted by the "family glitch" who are basically missing out on access to…

Hanukkah Harry, enrollment transparency, please photo

Hanukkah Harry, enrollment transparency, please

December 22, 2014 – So what I'd like from Hanukkah Harry this year ... or going forward ... would be I know that recently HealthCare.gov has finally started…

Santa, we need CSR subsidies for Bronze plans photo

Santa, we need CSR subsidies for Bronze plans

December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing…

Santa, please deliver single-payer healthcare photo

Santa, please deliver single-payer healthcare

December 21, 2014 – "I think that our first step – especially at this holiday season – is to ask for a change of heart … that ultimately, you have to…

Medicaid expansion for every state’s stocking? photo

Medicaid expansion for every state’s stocking?

December 20, 2014 – This is really a tragic situation where many, many low-income Americans are not eligible for financial help at all because they live in a…

Santa, help keep the ‘affordable’ in ACA photo

Santa, help keep the ‘affordable’ in ACA

December 20, 2014 – If the Supreme Court rules in favor of the plaintiffs it could mean that people buying insurance in 34 states – that's 4 1/2 million…

Santa, please deliver relief from high deductibles photo

Santa, please deliver relief from high deductibles

December 19, 2014 – What I'd like from Santa is for him to bring the American people some relief from the high deductibles that so many of us are having to…

Your employer is dropping health coverage. Yay? photo

Your employer is dropping health coverage. Yay?

December 19, 2014 – If your employer drops your company-sponsored health insurance and sends you to the exchanges for coverage, everybody could…

The Affordable Care Act’s ‘stealth subsidy’ photo

The Affordable Care Act’s ‘stealth subsidy’

December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once…