A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
Featured
Federal poverty level for 2026 coverage
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Expert analysis of health reform issues

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high photo

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

April 30, 2024 – During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs)…

Six ways federal rule changes might affect Marketplace enrollees photo

Six ways federal rule changes might affect Marketplace enrollees

April 23, 2024 – Federal health insurance rule changes that take effect for coverage in 2025 (and beyond) could affect Marketplace enrollment, essential…

Where Medicaid unwinding and disenrollments stand at the one-year mark photo

Where Medicaid unwinding and disenrollments stand at the one-year mark

April 22, 2024 – Here’s a look at what’s been happening with disenrollments that resulted from Medicaid unwinding – and also a look at the…

6 lessons Mary Lou Retton’s health scare can teach us about coverage photo

6 lessons Mary Lou Retton’s health scare can teach us about coverage

January 23, 2024 – Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health…

Over 9 million Medicaid beneficiaries disenrolled as redeterminations continue photo

Over 9 million Medicaid beneficiaries disenrolled as redeterminations continue

October 25, 2023 – Seven months after states received authorization to start Medicaid redeterminations, the process is proceeding mostly as expected, with…

How Friday Health Plans insolvency will affect policyholders in five states photo

How Friday Health Plans insolvency will affect policyholders in five states

July 18, 2023 – Friday Health Plans, which offers coverage in five states, is winding down its business operations. And in at least four of those states,…

South Dakota Medicaid expansion is underway photo

South Dakota Medicaid expansion is underway

July 14, 2023 – South Dakota is the 39th state to expand Medicaid eligibility to cover low-income adults, with coverage that can take effect as early as…

Are you losing Medicaid eligibility? Here’s what to do next. photo

Are you losing Medicaid eligibility? Here’s what to do next.

July 5, 2023 – If you’re among the millions of Americans notified about potentially losing Medicaid eligibility in 2023 and 2024, learn how to avoid…

ACA marketplace enrollment in 2022 plans surged at higher incomes photo

ACA marketplace enrollment in 2022 plans surged at higher incomes

February 2, 2023 – The American Rescue Plan removed the income cap on ACA premium subsidies – and other subsidy boosts may pleasantly surprise enrollees,…

Applying for ACA coverage? Know the ropes (between income levels). photo

Applying for ACA coverage? Know the ropes (between income levels).

November 28, 2022 – Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining…

Open enrollment for 2023 ACA coverage: what to expect photo

Open enrollment for 2023 ACA coverage: what to expect

November 1, 2022 – Record-high enrollment in ACA-compliant plans is likely to continue this year. Here's…

How will the Inflation Reduction Act help marketplace enrollees? photo

How will the Inflation Reduction Act help marketplace enrollees?

August 5, 2022 – The Inflation Reduction Act would extend ARP's health insurance subsidy enhancements – helping millions eligible for ACA marketplace…