A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts
What will happen to Marketplace health insurance subsidy availability and size when the subsidy enhancements instituted under the American Rescue Plan sunset after 2025?

Frequently-asked questions by category

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan? photo

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

August 23, 2024 – You can make multiple plan selections during open enrollment, as long as you complete the final plan change by the end of open enrollment.…

What happens if I don’t make my premium payment by the end of the grace period? photo

What happens if I don’t make my premium payment by the end of the grace period?

February 20, 2024 – If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your…

Why do I have to provide my Social Security number to enroll in health insurance through the exchange? photo

Why do I have to provide my Social Security number to enroll in health insurance through the exchange?

February 14, 2024 – Your health insurance marketplace will ask you to provide your Social Security number so it can confirm that you’re lawfully present in…

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery? photo

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…

If I let my health plan auto-renew for January, am I stuck with it for the rest of the year? photo

If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?

February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment? photo

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?

January 8, 2024 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…

If I qualify for Medicaid, should I worry about the deadline for open enrollment? photo

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

December 23, 2021 – It's true that Medicaid and CHIP enrollment are year-round. But that doesn’t mean that you should disregard the end of open enrollment…