Frequently-asked questions by tag

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?

June 3, 2020 – A. You're correct that your household income is within the subsidy eligibility range. However, subsidy eligibility is also determined by… Read more

I earn just $22,000 a year. How can I afford the out-of-pocket costs of health insurance?

I earn just $22,000 a year. How can I afford the out-of-pocket costs of health insurance?

January 14, 2019 – Q. I'll turn 26 soon, and will lose access to coverage under my parents' health plan. I understand that I am expected to buy insurance,… Read more

If I have insurance through my employer, can my spouse get coverage through the exchange?

If I have insurance through my employer, can my spouse get coverage through the exchange?

January 21, 2018 – Q. I have insurance, with a small fee, through my employer. However, my husband is unemployed and to cover him on my insurance is almost… Read more

How do the ACA’s health insurance exchanges interact with critical illness plans?

How do the ACA’s health insurance exchanges interact with critical illness plans?

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more