Frequently-asked questions by tag
If I have insurance through my employer, can my spouse get coverage through the exchange?
February 14, 2024 – If you have insurance through your employer, and your spouse is unemployed, they can get insurance through the Marketplace but cannot get a…
How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?
January 18, 2024 – Fortunately, the IRS issued new rules, effective in 2023, to allow some families to take advantage of premium subsidies in the exchange if…
Do Gold exchange plans offer more generous coverage than Bronze or Silver plans?
June 23, 2023 – All plans (whether Bronze, Silver, Gold or Platinum) must cover the same essential benefits, including free preventive care; they all…
I earn just $22,000 a year. How can I afford the out-of-pocket costs of health insurance?
March 2, 2023 – It’s true that deductibles and out-of-pocket maximums on Bronze plans are quite high. For 2023, the maximum out-of-pocket (OOP) allowed…