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Health Insurance Glossary

Definitions for common health insurance terms

dental discount plan

DEFINITION: A dental discount plan is a type of inexpensive policy that provides discounts on dental services as long as the member uses a dentist who is in the discount plan’s network. Dental discount plans do not have deductibles or a limit on the total amount of discounts that a member can receive, but benefits are limited to discounts only (as opposed to a dental insurance plan that pays a portion of the charges).

The discounts tend to be substantial for routine/minor dental treatment, but not as robust for more major dental work. Dental discount plans are typically much less expensive than dental insurance, and the premiums are more likely to be quoted as an annual, rather than monthly, amount.