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Andrew Sprung
![Wriggling out of a post-King crisis photo](https://www.healthinsurance.org/wp-content/uploads/2015/05/post-king-republican-aca-400x209.jpg)
Wriggling out of a post-King crisis
May 18, 2015 – If a SCOTUS ruling for the plaintiffs deep-sixes subsidies, could Congressional Republicans manage a 'Houdini-like'…
![If SCOTUS nukes Obamacare, what happens next? photo](https://www.healthinsurance.org/wp-content/uploads/2015/02/enrollment-red-states-400x209.jpg)
If SCOTUS nukes Obamacare, what happens next?
February 23, 2015 – A negotiation will, of course, take place if the Supreme Court drops the King bomb on the ACA. And Michael Leavitt, who sat in Sylvia…
![For many ACA beneficiaries: ‘Ivy League’ benefits? photo](https://www.healthinsurance.org/wp-content/uploads/2015/01/obamacare-vs-harvard-400x209.jpg)
For many ACA beneficiaries: ‘Ivy League’ benefits?
January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far…
![Santa, please fix the ‘family glitch’ photo](https://www.healthinsurance.org/wp-content/uploads/2014/12/family-glitch-santa-400x209.jpg)
Santa, please fix the ‘family glitch’
December 23, 2014 – There are somewhere between 2 and 4 million people who are impacted by the "family glitch" who are basically missing out on access to…
![Santa, we need CSR subsidies for Bronze plans photo](https://www.healthinsurance.org/wp-content/uploads/2014/12/Andrew-708x408-1-400x209.jpg)
Santa, we need CSR subsidies for Bronze plans
December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing…
![The Affordable Care Act’s ‘stealth subsidy’ photo](https://www.healthinsurance.org/wp-content/uploads/2014/12/ACA-cost-sharing-reduction-400x209.jpg)
The Affordable Care Act’s ‘stealth subsidy’
December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once…
![Bruised by the benchmark photo](https://www.healthinsurance.org/wp-content/uploads/2014/12/ACA-benchmark-plan-400x209.jpg)
Bruised by the benchmark
December 2, 2014 – The volatility stems from the fact that subsidies, calculated to leave a buyer paying a fixed percentage of her income for monthly…
![2015 projection: 12 million will enroll in QHPs photo](https://www.healthinsurance.org/wp-content/uploads/2014/11/2015-aca-enrollment-projections-400x209.jpg)
2015 projection: 12 million will enroll in QHPs
November 16, 2014 – The HHS Department thinks there will be about 9.1 million paying QHP enrollees out of about 10.4 million total. CBO is projecting 13…
![HealthCare.gov puts focus on the bottom line photo](https://www.healthinsurance.org/wp-content/uploads/2014/11/kicking-obamacare-tires-400x209.jpg)
HealthCare.gov puts focus on the bottom line
November 14, 2014 – The streamlining works. Entering as a single person, I was able to get to price quotes in under 30 seconds. That's very good news. A…