A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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COBRA

Health insurance for the unemployed photo

Health insurance for the unemployed

September 29, 2025 – When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA…

Five ways the American Rescue Plan might slash your health insurance costs photo

Five ways the American Rescue Plan might slash your health insurance costs

March 18, 2021 – Thanks to the American Rescue Plan – signed last week by President Biden – premium subsidies are larger and available to more people in…

Biden administration announces COVID-related special enrollment period photo

Biden administration announces COVID-related special enrollment period

January 28, 2021 – President Biden has signed two executive orders related to healthcare – the first to include a COVID-related special enrollment period on…

The Scoop: health insurance news – January 20, 2021 photo

The Scoop: health insurance news – January 20, 2021

January 20, 2021 – In this edition: President Biden's American Recovery Plan calls for additional premium subsidies and COBRA subsidies; open enrollment for…

‘Obamacare saved my life’ photo

‘Obamacare saved my life’

January 5, 2017 – While policy wonks analyze the political challenges of repealing Obamacare, millions of Americans who rely on it to help pay for lifesaving…

Life with diabetes is sweeter thanks to Obamacare photo

Life with diabetes is sweeter thanks to Obamacare

January 20, 2016 – By every measure, people with diabetes – and those at risk – have significantly improved access to quality care than they did before…

A dream come true (and a nightmare ended) photo

A dream come true (and a nightmare ended)

November 11, 2015 – Shirley Cayko dreamed of opening her own mental health practice, but held off because she was quoted health insurance premiums of $5,000 a…