A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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individual mandate

A fuss over subsidies for Congressional staff photo

A fuss over subsidies for Congressional staff

August 7, 2013 – The decision to let Congressional staffers keep their federal subsidies to help buy coverage through the exchanges makes sense from a human…

30 economists: We need individual mandate photo

30 economists: We need individual mandate

July 18, 2013 – Yesterday, a small group of health policy experts organized by David Cutler, Jon Gruber, and me wrote a simple letter to Congress laying…

Supreme Court upholds individual mandate

June 28, 2012 – We celebrate this decision was a huge win for millions of Americans who have so much at stake. We've said it again and again ... that the…

A family’s health insurance ‘rabbit hole’

April 5, 2012 – Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an…

Supreme Court has the power, but not the social authority, to kill health reform photo

Supreme Court has the power, but not the social authority, to kill health reform

March 30, 2012 – The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt…