A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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open enrollment

What can you do if you’re feeling Marketplace sticker shock? photo

What can you do if you’re feeling Marketplace sticker shock?

January 9, 2026 – The expiration of ACA subsidy enhancements is driving higher 2026 Marketplace premiums. See who’s affected and what consumers can still…

2026 ACA open enrollment period preview photo

2026 ACA open enrollment period preview

October 28, 2025 – Higher premiums and the expiration of enhanced premium subsidies top the list of 10 major changes that will affect Marketplace open…

New federal rule brings immediate changes to Marketplace enrollment photo

New federal rule brings immediate changes to Marketplace enrollment

July 10, 2025 – A new federal rule will bring significant changes to Marketplace enrollment, with some of regulations becoming effective in August 2025.…

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility photo

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility

March 13, 2025 – A proposed federal rule issued this week would, if finalized, bring wide-ranging changes for the Affordable Care Act’s health insurance…

Four reasons to not wait until January to enroll in an ACA health plan photo

Four reasons to not wait until January to enroll in an ACA health plan

January 16, 2025 – Obamacare's 2023 open enrollment runs until January 15 in most states. Here's why you might want to enroll by December 15…

ACA open enrollment: what’s new for 2025 photo

ACA open enrollment: what’s new for 2025

October 16, 2024 – Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various…

Georgia switches to state-run health insurance Marketplace for 2025 coverage photo

Georgia switches to state-run health insurance Marketplace for 2025 coverage

September 17, 2024 – Starting Nov. 1, 2024, Georgia residents will use a state-run health insurance enrollment platform, Georgia Access, to shop for and enroll…

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high photo

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

April 30, 2024 – During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs)…

Six ways federal rule changes might affect Marketplace enrollees photo

Six ways federal rule changes might affect Marketplace enrollees

April 23, 2024 – Federal health insurance rule changes that take effect for coverage in 2025 (and beyond) could affect Marketplace enrollment, essential…

Open enrollment for 2023 ACA coverage: what to expect photo

Open enrollment for 2023 ACA coverage: what to expect

November 1, 2022 – Record-high enrollment in ACA-compliant plans is likely to continue this year. Here's…

ACA sign-ups hit all-time high – with a month of open enrollment remaining photo

ACA sign-ups hit all-time high – with a month of open enrollment remaining

December 28, 2021 – Americans in need of health insurance have responded to a major increase in marketplace subsidies created by the American Rescue…

Congress boosted ACA subsidies. An enrollment surge followed. photo

Congress boosted ACA subsidies. An enrollment surge followed.

September 28, 2021 – The ARP's enhanced health insurance subsidies prompted a major surge in new marketplace enrollments and plan upgrades during this year's…