Call our agency partners 866-553-3223


13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics


Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
Call our agency partners 866-553-3223

The Scoop: October 30, 2019 Edition

A look at state-level headlines regarding individual health insurance

Kentucky Attorney General Andy Beshear is challenging Gov. Matt Bevin in the November election – and is also expected to challenge Bevin's changes to Medicaid if he's elected.

Welcome to this week’s round-up of state-level health reform news, including:

Open enrollment starts on Friday. Here’s what you need to know.

If you buy your own health insurance, open enrollment begins on Friday. For the next month and a half (a little longer in some states), you’ll have an opportunity to compare the plans that are available in your area, see if you qualify for financial assistance, and get signed up for 2020 coverage.

Here’s a quick overview of some important points for this year’s enrollment:

Oklahoma submits record number of signatures for Medicaid expansion ballot initiative

Medicaid expansion advocates in Oklahoma have been gathering signatures in Oklahoma to get a Medicaid expansion initiative on the 2020 ballot. They needed 178,000 signatures, and submitted 313,000 – the most signatures that have ever been collected for a ballot initiative in Oklahoma.

Georgia expected to propose partial Medicaid expansion

Georgia enacted legislation this year that allows the state to submit waiver proposals to the federal government in order to transform some aspects of the state’s health care system. One proposal, slated to be unveiled next week, is expected to propose partial Medicaid expansion. The other is likely to propose a reinsurance program.

November elections could affect Medicaid expansion rules in Virginia, Kentucky, Mississippi, and Louisiana

Although many Americans are already looking ahead to the 2020 elections, there’s still a lot at stake in some states next month. At Vox, Matthew Yglesias explains how the legislative and gubernatorial elections in Virginia, Kentucky, Mississippi, and Louisiana could affect Medicaid expansion – or the lack thereof – in those states over the coming months and years.

Nebraska publishes draft proposal for 2020 Medicaid expansion

Voters in Nebraska approved Medicaid expansion last fall, and the state is very slowly making progress on a fairly complicated version of Medicaid expansion that will take effect in October 2020. Nebraska plans to have two tiers of coverage, with enrollees required to comply with various requirements in order to get Prime Coverage instead of Basic Coverage (roughly a third of enrollees are expected to have Basic Coverage). The details were published in late October, and a public comment period runs through late November.

Tennessee commenters overwhelmingly oppose Medicaid block grant proposal

The public comment period for Tennessee’s proposed Medicaid block grant program closed earlier this month, and commenters overwhelmingly opposed the proposal. Governor Bill Lee believes many people who commented on the block grant proposal are “misinformed,” but has said that he plans to read the 2,200 pages of comments and make modifications to the proposal based on concerns that his administration considers valid. The state will then submit the proposal to the federal government by November 20.

Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.


Get your free quote now through licensed agency partners!