Frequently-asked questions by tag
I’m leaving my job – and will lose my insurance – the last day of this month. Can I get new coverage effective the next month after my employer-sponsored coverage ends or do I have to take COBRA?
March 29, 2024 – You do not have to continue your plan with COBRA unless you want to. You qualify for a special enrollment period if your…
My wife and I each make about $40,000 a year. If we file our taxes separately, can we each qualify for an exchange subsidy?
July 6, 2023 – The guidelines for eligibility are determined by total household income and the number of people in the household.…
We’re a family of four with an income of $50,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?
February 28, 2023 – The government offers two types of subsidies for people who buy their own insurance in the state’s marketplaces (a.k.a. health insurance…
Do plans sold in the health insurance exchanges cover abortion?
January 10, 2023 – In more than half the states, ACA-compliant health insurance plans are not allowed to cover abortions except for circumstances involving…
If I qualify for Medicaid, should I worry about the deadline for open enrollment?
December 23, 2021 – It's true that Medicaid and CHIP enrollment are year-round. But that doesn’t mean that you should disregard the end of open enrollment…
If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income?
July 26, 2021 – ACA health insurance subsidies (both premium assistance tax credits and cost-sharing reductions) are not considered income and are not…