A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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ACA metal plan cost calculator
Compare ACA Marketplace plan costs by metal level in your state. See average premiums, subsidy savings, and enrollment trends for Bronze, Silver and Gold plans.

Frequently-asked questions by tag

Do plans sold in the health insurance exchanges cover abortion? photo

Do plans sold in the health insurance exchanges cover abortion?

March 17, 2026 – In 25 states, Marketplace health insurance plans are not allowed to cover abortions except for circumstances involving rape, incest, or the…

We’re a family of four with an income of $60,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges? photo

We’re a family of four with an income of $60,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?

December 30, 2025 – The government offers two types of subsidies for people who buy their own insurance in the state’s marketplaces (a.k.a. health insurance…

If I get an Obamacare premium subsidy in the Marketplace, is the subsidy considered income? photo

If I get an Obamacare premium subsidy in the Marketplace, is the subsidy considered income?

November 18, 2025 – Premium tax credits and cost-sharing reductions lower the amount you pay towards premiums and out-of-pocket costs but the subsidies aren't…

Can I get new coverage effective the month after my employer-sponsored coverage ends or do I have to take COBRA? photo

Can I get new coverage effective the month after my employer-sponsored coverage ends or do I have to take COBRA?

July 31, 2025 – You do not have to continue your plan with COBRA unless you want to. You qualify for a special enrollment period if your…

My wife and I each make about $40,000 a year. If we file our taxes separately, can we each qualify for an exchange subsidy? photo

My wife and I each make about $40,000 a year. If we file our taxes separately, can we each qualify for an exchange subsidy?

January 31, 2025 – The guidelines for eligibility are determined by total household income and the number of people in the household.…

If I qualify for Medicaid, should I worry about the deadline for open enrollment? photo

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

December 23, 2021 – It's true that Medicaid and CHIP enrollment are year-round. But that doesn’t mean that you should disregard the end of open enrollment…