Get a quote

Find health insurance here

1-844-368-4378

free help from licensed agents

New benefit: free RX card

Obamacare special enrollment periods

Obamacare tools

Types of insurance

In the last two years, healthinsurance.org has helped more than 7.3 million people take control of their health insurance.

Call 1-844-368-4378
to get free assistance
from a licensed agent
glossary-splash.jpg

Find affordable health insurance:

1-844-368-4378

Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.

S

SHOP exchange

SHOP stands for "Small Business Health Options." It's the small-business section of the exchange, where small employers can purchase coverage… Read more

short-term disability

Short-term disability refers to an injury or illness that keeps a person from working for a short time. The definition… Read more

short-term health insurance

Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to… Read more

Silver plan

See Obamacare metal plans.

single-payer system

Single-payer system is a health care system in which one entity – a single payer – collects all health care… Read more

small-business health care tax credits

Employer tax credits – or Small Business Health Care Tax Credits – provide a tax credit of up to 35 percent… Read more

socialized medicine

Socialized medicine is, by definition, a health care system in which the government owns and operates health care facilities and… Read more

special enrollment period

A special enrollment period is the time during which you can enroll in an ACA-compliant plan (on or off-exchange) if… Read more

specialty drug

Specialty drugs are high-cost prescription medications used to treat complex, chronic conditions like rheumatoid arthritis, multiple sclerosis, and cancer. These… Read more

state-mandated benefits

When a state passes laws requiring that health insurance plans include specific benefits.

stop-loss

The dollar amount of claims filed for eligible expenses at which point you've paid 100 percent of your out-of-pocket and… Read more

student health insurance

Many colleges require their students to carry health insurance coverage, and the ACA also requires nearly all Americans to maintain… Read more

subsidies

Individual subsidies – or individual affordability credits – are included in the health reform legislation to help ensure the goals… Read more

supplemental insurance

Supplemental insurance refers to an insurance policy that supplements your primary health insurance coverage. Supplemental insurance includes a variety of… Read more

Search definitions

Search by tag

Copyright ©1994-2017, healthinsurance.org llc, 5353 Wayzata Boulevard, Suite 300, St. Louis Park, MN 55416
For quote requests or help in purchasing insurance, call toll-free 1-844-368-4378. or use our quote form. To leave feedback on or stories or editorial coverage, call our comment line at 952-223-1247, or use our contact form.

Please note that this site — The Health Insurance Resource Center at healthinsurance.org — is not a state-run exchange nor is it HealthCare.gov. We are the oldest independent consumer health insurance guide on the internet. We sell no products but link to advertisers who do through our quote tool. Check their sites for their privacy policies and terms of use.

Disclaimer: Be a smart consumer. While healthinsurance.org does its best to provide accurate information, you should always consult with your health insurance agent, accountant, professional tax advisor, attorney, ACA navigator or Certified Application Counselor and not rely solely on information you read on the Internet.