It is a medical opinion provided by a second physician or medical expert, when one physician provides a diagnosis or… Read more
These are now standard benefits in many health insurance plans. It is an opinion provided by a second physician, when… Read more
SHOP stands for "Small Business Health Options." It's the small-business section of the exchange, where small employers can purchase coverage… Read more
An injury or illness that keeps a person from working for a short time. The definition of short-term disability (and… Read more
Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to… Read more
See Obamacare metal plans.
Single-payer system is a health care system in which one entity – a single payer – collects all health care… Read more
Employer tax credits – or Small Business Health Care Tax Credits – provide a tax credit of up to 35 percent… Read more
Socialized medicine is, by definition, a health care system in which the government owns and operates health care facilities and… Read more
A special enrollment period is the time during which you can enroll in an ACA-compliant plan (on or off-exchange) if… Read more
Specialty drugs are high-cost prescription medications used to treat complex, chronic conditions like rheumatoid arthritis, multiple sclerosis, and cancer. These… Read more
When a state passes laws requiring that health insurance plans include specific benefits.
The dollar amount of claims filed for eligible expenses at which point you’ve paid 100 percent of your out-of-pocket and… Read more
In recent years, many colleges have begun requiring proof of health insurance for students. Most four-year colleges now offer health… Read more
Individual subsidies – or individual affordability credits – are included in the health reform legislation to help ensure the goals… Read more