A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Obamacare articles by tag

The ACA’s cost-sharing subsidies photo

The ACA’s cost-sharing subsidies

While the Affordable Care Act's premium subsidies help pay the cost of the health insurance itself, cost-sharing subsidies help to reduce… Read more

Will you receive an ACA premium subsidy? photo

Will you receive an ACA premium subsidy?

See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they… Read more

Self-employed health insurance deduction photo

Self-employed health insurance deduction

It's important for the self-employed to know all the ways they can save a few dollars here and there. One obvious place to look is on their… Read more

Five signs you need a new health insurance plan photo

Five signs you need a new health insurance plan

If you have a Marketplace plan already, it could pay to renew your existing coverage – but here are a few signs that you're better off… Read more

Do you still need COBRA health coverage? photo

Do you still need COBRA health coverage?

The combination of COBRA and the ACA present a solid array of options for people who are losing their employer-sponsored health insurance.… Read more

Individual health insurance under Obamacare photo

Individual health insurance under Obamacare

If you are self employed, or if your employer does not offer health insurance, you'll likely turn to the private market to purchase an… Read more

IRS regulations fix the ACA’s ‘family glitch’ as of 2023 photo

IRS regulations fix the ACA’s ‘family glitch’ as of 2023

As of 2023, the IRS has fixed the ACA's "family glitch." The family glitch previously made millions of Americans ineligible for premium… Read more

Why comparing coverage during open enrollment is a no-brainer photo

Why comparing coverage during open enrollment is a no-brainer

We’ve compiled four examples to illustrate how plan changes during open enrollment can help you come out ahead. These are real scenarios… Read more