A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Call our agency partners 866-553-3223
Call our agency partners 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts
What will happen to Marketplace health insurance subsidy availability and size when the subsidy enhancements instituted under the American Rescue Plan sunset after 2025?
Featured
Where do I find my 1095 tax form?
The 1095 tax forms are used by exchanges, employers, and health insurance companies, to report health insurance coverage to the IRS. Learn about each type of health insurance tax form and where to find it.

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Charles Gaba

Prediction: QHP enrollment will swell by 25 percent photo

Prediction: QHP enrollment will swell by 25 percent

October 15, 2015 – Before I go any further, let me say this flat out: No. Actual exchange enrollments in 2016 are not going to reach the CBO's 21 million…

Letting the air out of rate-increase hysteria photo

Letting the air out of rate-increase hysteria

May 19, 2015 – The 2016 rate-increase hysteria has already started. Before you freak out, here are four things to remember about premium-hike…

Americans know how to shop (even for insurance) photo

Americans know how to shop (even for insurance)

February 27, 2015 – Evidence from the 2014-2015 open enrollment period provides evidence that most buyers are making rational decisions and finding coverage…

For many ACA beneficiaries: ‘Ivy League’ benefits? photo

For many ACA beneficiaries: ‘Ivy League’ benefits?

January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far…

Hanukkah Harry, enrollment transparency, please photo

Hanukkah Harry, enrollment transparency, please

December 22, 2014 – So what I'd like from Hanukkah Harry this year ... or going forward ... would be I know that recently HealthCare.gov has finally started…

Over 7 million customers served photo

Over 7 million customers served

November 11, 2014 – Focusing on the fact that natural and expected attrition has reduced to around 7 million the number of individuals who have gained…

Making a mountain out of 7 million QHPs photo

Making a mountain out of 7 million QHPs

November 8, 2014 – The uninsured slice has dropped by around 26 percent in just the first year of the exchanges/Medicaid expansion being operational. That's…

ACA critics play the ‘rating game’ but it isn’t working photo

ACA critics play the ‘rating game’ but it isn’t working

October 22, 2014 – Last spring, when it was obvious that Obamacare was meeting its enrollment targets for the first year, opponents of the law needed some new…

March ACA enrollment madness? photo

March ACA enrollment madness?

March 27, 2014 – "When you hear a final tally next month of the millions who have signed up for coverage through a public exchange, know that millions more…