A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Posts by year

2018

Will your state waive goodbye to ACA’s protections? photo

Will your state waive goodbye to ACA’s protections?

December 7, 2018 – The Trump administration's new rules for state 'innovation waivers' invite states to subsidize non-compliant insurance and radically alter…

Yes. Not having health insurance can kill you. photo

Yes. Not having health insurance can kill you.

November 3, 2018 – The current ongoing line of false reassurances has to do with health coverage for people with pre-existing conditions. Many Republicans are…

The assault on pre-existing conditions is the least of it photo

The assault on pre-existing conditions is the least of it

September 10, 2018 – The debate over protection for people with pre-existing conditions has become a proxy war for what matters most on the healthcare front in…

What’s the real price of Obamacare sabotage? photo

What’s the real price of Obamacare sabotage?

August 23, 2018 – The GOP is pooh poohing the effects of their Affordable Care Act sabotage by pointing to smaller premium increases for 2019. Democrats…

The problem with association health plans photo

The problem with association health plans

June 1, 2018 – President Trump says deregulation of association health plans will deliver "tremendous insurance at a very low cost." So why do policy…

One way to ease ACA rate hikes? Fix the rebate formula. photo

One way to ease ACA rate hikes? Fix the rebate formula.

April 25, 2018 – Want to help unsubsidized Affordable Care Act enrollees with premiums? Repair a glitch in the ACA's medical loss ratio…

Guaranteeing affordable health coverage for all photo

Guaranteeing affordable health coverage for all

March 8, 2018 – Across the country, premiums keep rising as a result of repeated attempts to sabotage our health care system. Instead of re-hashing old,…

Medicare for (almost) all, brought to Earth photo

Medicare for (almost) all, brought to Earth

February 23, 2018 – There's not much for beneficiaries of such a system not to like. Medicare Extra promises all-but-universal access to virtually all…

Enrolling like their lives depend on it photo

Enrolling like their lives depend on it

February 7, 2018 – More Americans are appreciating the Affordable Care Act more than ever – and they're showing it by continuing to enroll in ACA-compliant…