A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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President Barack Obama

Should we extend coverage to the undocumented? photo

Should we extend coverage to the undocumented?

March 24, 2016 – The cleanest approach to our insurance market would be to exclude undocumented immigrants, as we have done. There’s only one problem:…

A health disaster waiting to happen photo

A health disaster waiting to happen

February 5, 2014 – Obamacare has offered solid footing to millions whose 'junk policies' were a disaster waiting to happen – offering the kind of coverage…

ACA’s winners far outnumber its losers photo

ACA’s winners far outnumber its losers

November 20, 2013 – "OK, people with cancelled insurance policies have a grievance. So does the much larger group of uninsured people with serious diagnosed…

The ‘wild ride’ ahead for Obamacare photo

The ‘wild ride’ ahead for Obamacare

February 15, 2013 – Harold Pollack talks with Jonathan Cohn, Senior Editor of The New Republic about the "wild ride" ahead for the Affordable Care Act, now…

Why Obama succeeded and Clinton failed photo

Why Obama succeeded and Clinton failed

November 27, 2012 – Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton…

Makers, takers, and health reform photo

Makers, takers, and health reform

September 3, 2012 – Romney running mate Paul Ryan's speech last week criticized President Obama for enacting "a new entitlement we didn't even ask for." But…