Frequently-asked questions by tag

out of pocket costs

Who should consider a high-deductible health plan?

June 4, 2019 – Q: Who should consider a high-deductible health insurance plan? A: If you're healthy – or sick – and have some money saved or plan… Read more

Under the ACA, do student health plans have lifetime dollar limits?

Under the ACA, do student health plans have lifetime dollar limits?

May 14, 2019 – Q. I recently read about the graduate student at Arizona State who died of cancer in 2013 because his insurer capped how much the policy… Read more

If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect?

If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect?

January 13, 2018 – Q: If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect? A: For adults, it depends entirely on the amount… Read more

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

January 12, 2018 – And it's important to note that if initially pick an off-exchange plan, you won't be eligible to switch to an exchange plan until the next… Read more

I already have an employer-sponsored health insurance's how does Obamacare help me?

I already have great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me?

October 18, 2016 – Q. For years, I've had great employer-sponsored health insurance that covered my pre-existing conditions. So how does Obamacare help me? It… Read more

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more

Is it better for me to pay out of pocket for dental care and not worry about dental insurance?

November 13, 2014 – Q: Is it better for me to pay out of pocket for dental care and not worry about dental insurance? A: For those who purchase their own… Read more