Frequently-asked questions by tag
I already had great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me?
December 20, 2025 – Many Americans were not so fortunate in the years before the ACA was enacted, but there are now several ways that the ACA protects you as a…
I earn too much to qualify for a subsidy. Why should I buy through the exchange?
December 5, 2025 – If you don’t qualify for ACA subsidies (premium tax credits), should you still buy through the Marketplace? Learn the advantages,…
Who should consider a high-deductible health plan?
September 17, 2025 – Regardless of how you expect your health to fare this year, if you expect to set aside some money in the coming year for out-of-pocket…
If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect?
July 30, 2025 – If you're an adult who bought a dental insurance plan, your out-of-pocket costs will depend entirely on the amount of dental care you need…
Under the ACA, do student health plans have lifetime dollar limits?
January 29, 2024 – Since 2012, the ACA has prohibited lifetime benefit maximums on all new and renewing student health plans, but self-insured student health…
Is it better for me to pay out of pocket for dental care and not worry about dental insurance?
March 3, 2022 – For those who purchase their own insurance, the decision to purchase dental coverage is not always as clear-cut as the decision to purchase…