Frequently-asked questions by tag
I’m a legal U.S. resident, but not a citizen. What are my health insurance options?
January 7, 2026 – Legal U.S. residents have the same eligibility as citizens to receive subsidies for health insurance purchased in the…
Does the IRS change how much I’ll have to pay for my health insurance each year?
July 30, 2025 – Unless Congress extends the subsidy enhancements, the percentage of income that you have to pay for self-purchased (individual/family)…
Do Gold exchange plans offer more generous coverage than Bronze or Silver plans?
February 27, 2025 – All plans (whether Bronze, Silver, Gold or Platinum) must cover the same essential benefits, including free preventive care; they all…
We claim our son, but not our daughter, on our taxes. How are premium subsidies calculated for families like ours?
September 29, 2024 – Subsidy eligibility is based on modified adjusted gross income (MAGI). For your family, your MAGI will include income for yourself and your…
I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?
July 7, 2022 – Subsidies are only provided if the unsubsidized cost of the benchmark silver plan would be considered unaffordable without the subsidy. But…
If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?
July 5, 2022 – It's important to understand that the benefits offered by plans at the same metal level can vary significantly from one plan to another.…