August 14, 2019 – Q. I saw that the percentage of income I have to pay for my health insurance is lower for 2020, after decreasing for 2018 and then… Read more
June 10, 2018 – A. Cost-sharing subsidies (otherwise known as cost-sharing reductions, or CSR for short) serve two purposes: They decrease the maximum… Read more
I’m a legal U.S. resident, but not a citizen. My job doesn’t offer health benefits. Can the ACA help me?
January 27, 2018 – Q: I'm a legal resident in the United States, but not a citizen. My job doesn't offer health insurance, and I haven't been able to afford… Read more
We claim our son, but not our daughter, on our taxes. How are premium subsidies calculated for families like ours?
January 13, 2018 – Q. My husband and I have two children. We claim our son on our taxes; he's in high school, lives at home and has a part-time job. Our 23… Read more
I thought subsidies were available for anyone with incomes up to 400 percent of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?
January 7, 2018 – Q. Our family of three has an income of $62,000 (just over 300 percent of poverty level). I thought that subsidies were available for… Read more
If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?
August 10, 2016 – Q. If all of the Silver plans in an exchange must offer the same benefits, and cover 70 percent of the cost of those benefits, why do… Read more
June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more
I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew?
February 1, 2016 – Q. I enrolled in a plan through the exchange during the last open enrollment, and I’m happy with my coverage. Can I just keep my current… Read more