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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.

H

health care decision counseling

Services, sometimes provided by insurance companies or employers, that help individuals weigh the benefits, risks and costs of medical tests… Read more

health insurance exchange

A health insurance exchange is a key provision of health reform, established to provide a selection of competing providers, each… Read more

health insurance marketplace

A health insurance marketplace – or health insurance exchange – is a key provision of the Affordable Care Act, established… Read more

Health Insurance Portability and Accountability Act of 1996 (HIPAA)

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) allows persons to qualify immediately for comparable health insurance coverage when… Read more

health maintenance organization (HMO)

Health maintenance organizations represent “pre-paid” or “capitated” insurance plans in which individuals or their employers pay a fixed monthly fee… Read more

health savings account (HSA)

A health savings account (HSA) is a tax-advantaged account where money can be set aside to pay for future medical… Read more

high-deductible health plan (HDHP)

A high-deductible health plan (HDHP) is a health insurance policy that has a higher deductible and lower premium than traditional… Read more