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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.


habilitative coverage

Coverage of rehabilitative and habilitative services and devices was mandated as an essential health benefit under the Affordable Care Act… Read more

health care decision counseling

Services, sometimes provided by insurance companies or employers, that help individuals weigh the benefits, risks and costs of medical tests… Read more

health insurance exchange

A health insurance exchange is an online marketplace where consumers can compare and buy individual health insurance plans.

health insurance marketplace

A health insurance marketplace – or health insurance exchange – is a key provision of the Affordable Care Act, established… Read more

Health Insurance Portability and Accountability Act of 1996 (HIPAA)

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) allows persons to qualify immediately for comparable health insurance coverage… Read more

health maintenance organization (HMO)

Health maintenance organizations represent “pre-paid” or “capitated” insurance plans in which individuals or their employers pay a fixed monthly fee… Read more

health savings account (HSA)

A health savings account (HSA) is a tax-deductible savings account that’s used in conjunction with an HSA-qualified high-deductible health insurance… Read more

high-deductible health plan (HDHP)

In lay terms, a high deductible health plan could simply be considered a policy with a high deductible. But the… Read more