A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2018

Will your state waive goodbye to ACA’s protections? photo

Will your state waive goodbye to ACA’s protections?

December 7, 2018 – The Trump administration's new rules for state 'innovation waivers' invite states to subsidize non-compliant insurance and radically alter…

Yes. Not having health insurance can kill you. photo

Yes. Not having health insurance can kill you.

November 3, 2018 – The current ongoing line of false reassurances has to do with health coverage for people with pre-existing conditions. Many Republicans are…

The assault on pre-existing conditions is the least of it photo

The assault on pre-existing conditions is the least of it

September 10, 2018 – The debate over protection for people with pre-existing conditions has become a proxy war for what matters most on the healthcare front in…

What’s the real price of Obamacare sabotage? photo

What’s the real price of Obamacare sabotage?

August 23, 2018 – The GOP is pooh poohing the effects of their Affordable Care Act sabotage by pointing to smaller premium increases for 2019. Democrats…

The problem with association health plans photo

The problem with association health plans

June 1, 2018 – President Trump says deregulation of association health plans will deliver "tremendous insurance at a very low cost." So why do policy…

One way to ease ACA rate hikes? Fix the rebate formula. photo

One way to ease ACA rate hikes? Fix the rebate formula.

April 25, 2018 – Want to help unsubsidized Affordable Care Act enrollees with premiums? Repair a glitch in the ACA's medical loss ratio…

Guaranteeing affordable health coverage for all photo

Guaranteeing affordable health coverage for all

March 8, 2018 – Across the country, premiums keep rising as a result of repeated attempts to sabotage our health care system. Instead of re-hashing old,…

Medicare for (almost) all, brought to Earth photo

Medicare for (almost) all, brought to Earth

February 23, 2018 – There's not much for beneficiaries of such a system not to like. Medicare Extra promises all-but-universal access to virtually all…

Enrolling like their lives depend on it photo

Enrolling like their lives depend on it

February 7, 2018 – More Americans are appreciating the Affordable Care Act more than ever – and they're showing it by continuing to enroll in ACA-compliant…